PayU launches AI-powered developer tools

By Milan Rojan

PayU has launched two developer-focused tools aimed at accelerating payment gateway integrations and simplifying payment operations, as FinTech firms continue to invest in AI-enabled workflows and developer productivity.

The India-based FinTech platform has introduced PayU Builder MCP, an AI-native server designed to help developers integrate PayU’s payment gateway more quickly, alongside PayU CLI, a command-line interface that enables operational payment tasks to be managed directly from a terminal.

Narendra Babu, Chief Technology Officer at PayU, said: “AI has fundamentally transformed software development and AI agents have become a more nuanced part of everyday developer workflows. Merchants and their tech teams are now looking for a payment partner that provides lightning-fast product integrations, operational flexibility and enhances developer productivity.”

The launch has addressed two key challenges faced by development teams: reducing the complexity of payment gateway integration and streamlining day-to-day payment operations without reliance on web-based dashboards.

PayU Builder MCP has been designed for developers and AI builders using coding assistants such as Cursor, VS Code and Claude Desktop. By connecting directly to PayU’s APIs, the tool has generated production-ready integration code in multiple programming languages, including PHP, JavaScript, Java, Python, Kotlin and Swift. According to PayU, the platform has delivered code with built-in error handling, webhook verification and security controls, enabling merchants to deploy payment integrations in hours rather than days.

Meanwhile, PayU CLI has enabled developers and operations teams to manage payment workflows through terminal commands. Users have been able to create payment links, process refunds, review settlements, search transactions and generate reports without navigating multiple dashboards.

The company has said the launch forms part of its broader strategy to bring payment infrastructure closer to the environments where developers work. As AI-assisted software development has gained momentum, FinTech providers have increasingly focused on embedding automation, intelligent tooling and developer-centric experiences into their platforms.

The introduction of Builder MCP and PayU CLI has reflected the growing convergence of artificial intelligence, developer tooling and payments technology, as organisations seek faster deployment cycles and more efficient operational workflows.