Nucleus Software, FPT Launch AI-powered banking platforms in Vietnam

By Puja Sharma

Dual-platform launch advances AI-powered lending and connected transaction banking as Nucleus Software strengthens its long-term commitment to Vietnam

Nucleus Software, a global provider of digital lending and transaction banking solutions, and FPT Corporation, a digital transformation solutions and services provider in Vietnam and globally, have launched FinnOne Neo® 9.0 and FinnAxia® 9.0 in Vietnam, introducing new AI-powered capabilities across digital lending and transaction banking.

FinnOne Neo® 9.0 adds AI-driven credit decisioning, pre-delinquency prediction and enhanced collections capabilities, while FinnAxia® 9.0 focuses on connected transaction banking, payments, liquidity and cash management. Together, the platforms aim to help financial institutions improve decision-making, operational efficiency and customer experiences.

The launch, unveiled at the inaugural Nucleus Synapse Vietnam in Hanoi, strengthens Nucleus Software’s focus on helping financial institutions modernise lending, payments and corporate banking operations.

Vishnu R. Dusad, Co-Founder and Managing Director, Nucleus Software, said, “Vietnam is our largest market in Southeast Asia and central to our long-term regional strategy. The launch of FinnOne Neo® 9.0 and FinnAxia® 9.0, together with our local presence in Hanoi, reflects our commitment to helping financial institutions convert AI and technology into trusted business outcomes. We look forward to supporting Vietnam’s next phase of intelligent and connected banking.”

FinnOne Neo® 9.0: Intelligence across the lending lifecycle

FinnOne Neo® 9.0 enables banks and finance companies to embed intelligence across customer acquisition, credit decisioning, loan servicing and collections.

Key capabilities include:

• AI-based credit decisioning for faster, more consistent credit assessments
• Enhanced SME Loans, Finance Against Securities and Omni Loans
• Comparative credit summaries and logic-based committee decisioning for stronger credit governance
• Pre-delinquency prediction to identify emerging repayment risks and enable earlier intervention
• Interactive statements of account, co-lending support and configurable policy controls
• Document and personally identifiable information masking, data-compliance controls and enhanced regulatory capabilities
• Resilient collections operations through authority-based case visibility, activity tracking, contact-hours controls, concurrent-access alerts, email-based approvals and mobile-enabled collection activities

These capabilities help institutions reduce turnaround times, identify risks earlier, improve portfolio oversight and create more responsive borrower journeys.

FinnAxia® 9.0: Advancing connected transaction banking

FinnAxia® 9.0 enables banks to modernise transaction banking and respond more effectively to the evolving requirements of corporate customers.

The platform is designed to:

• Enhance agility across transaction banking operations
• Improve customer experiences through connected digital journeys
• Strengthen payments, collections, liquidity and cash-management capabilities
• Accelerate innovation through API-led connectivity
• Improve operational efficiency through intelligent automation
• Build a scalable foundation for the future of corporate banking

Nguyễn Hoàng Minh, CEO, FPT IS, FPT Corporation, said, “Vietnam is targeting double-digit growth from 2026–2030. Banking customers have changed, expecting faster, more efficient, secure and reliable transactions. This requires close collaboration between the State Bank setting standards, banks driving implementation, and technology partners delivering solutions. With over 30 years of experience in Vietnam’s banking digital transformation, and mastering technology capabilities, we are strongly committed to co-creating Lending value with Nucleus Software, driving Vietnam’s economic growth.”