Arf and LuLuFin partner to enable instant cross-border settlements

By Gloria Methri

Arf, a global provider of working capital and settlement liquidity solutions to payments companies, and LuLu Financial Holdings have announced a strategic partnership to transform settlement times in the global and cross-border payments industry.

This collaboration will allow LuLuFin to leverage Arf’s advanced settlement infrastructure, offering T-0 settlement times. Through this partnership, LuLuFin gains access to Arf’s cross-border treasury management solutions built on the PayFi Stack, enabling instant settlement capabilities that overcome the challenges of traditional correspondent banking systems.

This collaboration reinforces LuLuFin’s position in the financial services sector, while Arf’s infrastructure facilitates real-time settlement—a critical requirement for modern global payments. By addressing liquidity needs with innovative solutions, both companies drive exponential growth in international payments, enhance operational efficiency, reduce risk, and better serve the financial needs of a global customer base. Arf’s solutions remove the working capital constraints of global payment companies, empowering them to scale operations without being limited by liquidity bottlenecks.

Arf’s Co-founder & CEO, Ali Erhat Nalbant, said, “We are excited to partner with LuLuFin to deliver real-time settlement solutions that empower exponential growth and more reliable international payments. The T-0 settlement capabilities we developed on PayFi Stack are setting a new standard for the industry.”

LuLu Financial Holdings’ Managing Director Adeeb Ahamed said, “At LuLu Financial Holdings, we strive to develop innovative solutions for a seamless and secure payment experience. Partnering with Arf represents a step forward in this journey. This collaboration underscores our commitment to staying at the forefront of financial innovation while delivering value to a global customer base.”

The partnership underscores both companies’ commitment to modernising financial infrastructure, providing global businesses and consumers with efficient, innovative, and compliant financial solutions.