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Zindigi of JS Bank & Mastercard team up to enhance public transport in Karachi

By Gloria Mathias

August 11, 2023

  • Bus Fares
  • Digital Payments
  • Digital Ticketing

Mastercard, One GlobalZindigi, powered by JS Bank, in collaboration with Mastercard, is set to revolutionize the mass transit system in Karachi.

Zindigi will launch a digital payment system driven by technology. In the initial phase, over 1 million customers will receive special Zindigi cards that offer a secure and effortless mode of payment for their public transportation needs. The prepaid, open-loop contactless cards can be used to pay for daily commutes with a tap.

Zindigi and Mastercard continue their contribution to redefining the way Karachi commutes and helping the city’s transit ecosystem go completely digital. Seamless integration with the existing metro bus ticketing system will allow passengers to use their Zindigi cards to pay for their bus fares, eliminating the need for physical tickets and reducing the waiting time at ticket counters.

The collaboration between Zindigi, and Mastercard represents a collective effort to digitize and streamline Karachi’s mass transit system to make public transportation more accessible, convenient, and efficient for the city’s population.

Noman Azhar, Chief Officer, Zindigi stated, “Zindigi has always been at the forefront of promoting a digitized economy, offering safe and secure digital payment solutions to its customers. This collaborative effort with Mastercard provides commuters with a unique payment experience, reducing the need to carry multiple cards. It also supports regular payments across retail and e-commerce through a single card.”

Mastercard’s global network and advanced technology infrastructure will create a robust foundation for Zindigi’s digital payment platform, facilitating seamless transactions and enhancing customer experience.

Selim Ergoz, Senior Vice President, Government Engagement, Eastern Europe, Middle East and Africa, Mastercard said, “Mastercard has been an architect of pioneering smart city and urban mobility solutions for over a decade. We have worked on more than 300 trailblazing mass transit projects worldwide. As public transport is often one of the areas where cash is used the most, we are committed to advancing innovation in this space by introducing digital alternatives.”


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