Wise, Lunar team up for cross-border payments in Nordics

By Vriti Gothi

Wise platform has partnered with Lunar, Nordics’ digital bank, to power cross-border payment innovations across the Nordics.

Through this integration, Wise’s advanced international payments infrastructure is now embedded directly into the Lunar app, empowering more than one million users across Denmark, Sweden, and Norway to send money globally faster, more affordably, and with complete transparency.

This partnership marks Wise Platform’s first entry into the Danish market, solidifying its position as the infrastructure partner of choice for progressive digital banks across Europe. Building upon an existing relationship where Wise leverages Moonrise, Lunar’s proprietary banking infrastructure for efficient local payment processing, the partnership now advances to a fully embedded solution, making international transfers accessible in over 40 currencies and 160+ countries directly within Lunar’s mobile ecosystem.

Enabled by Wise Platform’s robust global infrastructure, comprising direct connections to six major payment systems and backed by over 70 regulatory licenses worldwide, users can now experience near-instant transfers, with 65% of payments arriving in 20 seconds or less.

This white-label integration ensures that both private and business Lunar customers enjoy an intuitive and native cross-border payments journey. Fully embedded within Lunar’s interface, the service aligns with the bank’s mission to deliver a frictionless digital banking experience with no hidden fees and real-time transparency in exchange rates.

Ken Villum Klausen, Founder and CEO at Lunar, said, “Our ambition is to become the best everyday bank in the Nordics, and that means simplifying global finance for our users. By integrating Wise’s proven international payments technology, we’re removing complexity and cost from cross-border transfers, making it easier than ever for people and businesses to send money abroad. This is what smart fintech collaboration looks like: fast, fair, and designed around our customers.”

Manuel Sandhofer, General Manager, EMEA at Wise Platform, said “Digital banks like Lunar are reshaping what modern banking looks like, prioritising transparency, speed, and customer control. We’re excited to deepen our collaboration and bring Wise’s mission of money without borders to even more users across the Nordics. This partnership demonstrates how future-ready financial institutions can scale exceptional user experiences through powerful infrastructure.”

The service is now live in Denmark and will be rolled out to Sweden and Norway in the coming weeks, marking a significant milestone in both companies’ vision to democratise access to global financial services through smart, scalable technology.