Together selects nCino to upgrade its lending business

By Gloria Methri

UK-based property lender Together has selected nCino Inc’s Cloud Banking Platform to future-proof its business.

Together provides finance to people and businesses through a ‘common-sense approach’ to lending, judging each application on its merit rather than adopting an automated approach.

The Cheadle-based group, with a loan book of £6.8 billion, will implement nCino’s single platform across all its core services, including regulated residential and buy-to-let mortgages, commercial loans, bridging facilities and development finance.

“We have been helping people achieve their property ambitions for fifty years, and with nCino’s support, we will continue to deliver on that mission with added efficiency, speed and agility,” said Andrea Dalton, Chief Transformation Officer at Together. “We currently originate over £200 million in loans every month, and with nCino, we’re excited to scale and become more efficient through digital consolidation, enhanced risk management and a more modern customer experience.”

“We are excited to partner with Together on this transformation programme,” said Charlie McIver, Managing Director – EMEA at nCino. “Working with our proven technology and system implementation partners, we look forward to delivering a strategic digital lending platform across all of Together’s core products that will help the lender grow and best meet the needs of its colleagues and customers.”

nCino is an integrated cloud-based solution that spans the origination lifecycle, from agreement and decision-in-principle through underwriting, offers and closing. The platform can be easily configured to react to market changes, customer demands and new regulations, and helps eliminate manual processes for faster response times and a superior customer experience.