Prolific Banking partners with ACI Worldwide to drive Digital Banking

By Edlyn Cardoza

Prolific Banking, Inc. announced a partnership with ACI Worldwide, the global leader in mission-critical, real-time payments software. The alliance will enable Prolific’s On-Ramp solution to be pre-integrated into ACI Universal Online Banker, part of the ACI Digital Business Banking solution, and support Enrollment-as-a-Service.

The Prolific Banking On-Ramp service, based on the Prolific Open Digital cloud platform, successfully utilised ACI APIs, providing automated enrollment of commercial bank digital customers and services to ACI Universal Online Banker.

According to Jim Gillespie, vice president, Digital Channels, ACI Worldwide, “This is an example of the extensibility of ACI Universal Online Banker APIs for ease of use by fintech innovators on behalf of our mutual bank customers. Prolific Banking’s On-Ramp will add significant value for banks by automating the digital platform enrollment and provisioning process.”

“Our goal for Prolific Open Digital platform and the On-Ramp automated enrollment service is to provide a truly open solution with maximum value,” said Scott Graf, Prolific Banking president and founder. “Integration is key to providing that value and we applaud ACI for developing APIs in support of commercial digital services.”

Atlanta-based Prolific Banking was founded in 2020 by a team experienced in commercial banking and software development.  The Prolific Open Digital Platform supports a customer-centric onboarding model, automated service enrollment, and advanced digital services across modern delivery channels.  Prolific Banking’s mission is to facilitate the digital transformation of commercial banking, enabling competition in a modern technology environment with a level of digital engagement that improves the client experience, provides efficiencies and scale, and generates new revenue streams.