Klarna integrates with Google Pay to expand U.S. payment options

By Vriti Gothi

Klarna, an interest-free payments, banking, and shopping service, has integrated with Google Pay, a digital wallet originating from the United States.

The collaboration enables Klarna’s U.S. expansion, allowing millions of consumers to access Klarna’s flexible payment options directly within the Google Pay ecosystem.

Through this integration, Google Pay users can now choose Klarna’s Pay in 4 service, allowing them to split purchases over $35 into four equal, interest-free payments. For higher-value purchases, Klarna also offers monthly financing options with terms starting at 0% APR, enabling consumers to better manage their budgets over time without compromising financial transparency.

Klarna’s digital-first approach combines real-time underwriting, seamless user experiences, and built-in spending safeguards to promote responsible use while offering the freedom and flexibility today’s consumers expect.

The addition of Klarna’s payment options within Google Pay enhances consumer choice at checkout, enabling merchants to drive conversion, reduce cart abandonment, and build long-term loyalty. This collaboration supports the broader ecosystem by bringing together trusted technology platforms and alternative payments to deliver measurable impact for both consumers and retailers.

David Sykes, Chief Commercial Officer at Klarna, said, “Integrating with Google Pay marks a meaningful step in Klarna’s mission to bring flexible, transparent payments to where consumers already are. “Google Pay is already one of the simplest ways to pay – now, with Klarna on Google Pay, we’re adding even more choice and control at checkout.”

Ben Volk, VP and General Manager, Google Pay and Google Wallet, said, “People shop on Google more than a billion times per day, and consumers are increasingly looking for more choice and flexibility when it comes to their payment options. By teaming up with pay overtime providers like Klarna, we are able to give Google Pay users more payment options when checking out, while providing merchants with another tool to drive growth.”