FIS partners with Fuse for cloud-based loan origination platform

By Aarav Garg

FIS has formed a strategic alliance with Fuse to deliver a cloud-based loan and lease origination platform for indirect auto and equipment lenders across the United States and Canada.

The partnership aims to help lenders modernise legacy origination infrastructure that often relies on manual underwriting processes, complex integrations and slower approval cycles. According to the companies, many lenders face increasing pressure to improve speed-to-decision and enhance dealer experiences as competition intensifies across the lending market.

Jo Wright, Head of Auto and Equipment Finance at FIS said, “Auto and equipment lenders have been working around their origination systems for years, patching integrations, managing manual exceptions, and watching deals slow down at exactly the moment dealers expect a fast answer.”

Under the alliance, Fuse’s cloud-native origination platform will integrate with FIS Asset Finance and FIS AutoSuite to create an end-to-end origination and servicing ecosystem. The companies said the combined offering is designed to support captives, banks and credit unions seeking more flexible and configurable lending infrastructure.

Andres Klaric, Co-founder and Co-CEO at Fuse said, “”Indirect lenders have needed a credible modernization path for years. This alliance brings together FIS’ scale and financial services expertise with Fuse’s innovative origination technology to make that possible.”

The platform includes open API capabilities intended to simplify integrations with dealer systems, third-party data providers and servicing platforms. Fuse said lenders will be able to update policies, pricing structures and workflows without requiring extensive coding changes or vendor intervention.

The companies added that built-in automation tools are designed to reduce manual underwriting activity, improve operational efficiency and provide faster lending decisions. Additional features include real-time application status visibility, self-service document submission and automated counteroffer capabilities for dealers and borrowers.

The alliance reflects broader efforts across the lending industry to replace legacy loan origination systems with cloud-native platforms capable of supporting faster deployment, automation and more data-driven lending processes.