FinTechOS reaches profitability on US growth

By Milan Rojan

FinTechOS has reached profitability and recorded 40% year-on-year growth in recurring revenue as of the end of Q1 2026. The company attributed the growth to expansion in the United States and adoption of its artificial intelligence-powered platform across banking and insurance markets.

The financial services technology provider said the milestone followed a period of consolidation during 2023 and 2024. Improved gross margins have supported profitability while enabling continued growth, with the company targeting annual recurring revenue of $35 million in 2026.

FinTechOS reported 130% growth in its US business over the past year. According to the company, growth was supported by demand from credit unions and expansion within the banking and insurance sectors through its vertical-specific solutions.

Teo Blidarus, Co-founder and CEO of FinTechOS, said: “Growth and profitability go hand in hand, not at the expense of one another. This year’s numbers are the consequence of things we built correctly over the past years, and now the results are showing.”

To support its North American expansion, FinTechOS has strengthened its leadership team with the addition of senior financial services and technology executives, including Rich Longo.

Across Europe, the company said it expanded into new segments and launched additional products for existing customers.. In the UK, FinTechOS has entered the building society sector and strengthened its presence in insurance, serving organisations including Howden and Admiral. Across Continental Europe, it has continued to launch new products with clients such as BRD Groupe Société Générale, Groupama, CEC Bank and ProCredit Bank.

The growth has coincided with the rollout of the latest version of the FinTechOS platform, built natively around artificial intelligence. The company said its AI copilot, Dex, has enabled users to configure products and workflows using natural language, reducing the time required to configure product rules by up to 60%.

Rich Longo, Board Director at FinTechOS, said: “FinTechOS solutions are a strong fit for the requirements and expectations of the US market through an AI-first proposition that responds exceptionally well to what the market demands.”

FinTechOS said the latest platform release was its most successful to date. The company said it plans to continue expanding in North America and Europe while pursuing its target of $35 million in annual recurring revenue in 2026.