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BNP Paribas and Lemonade team to offer online renters insurance

By Gloria Methri

February 17, 2023

  • BNP Paribas Cardif
  • Digital Insurance
  • France
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BNP Paribas Cardif, France, Insurance, BNP Paribas Cardif is partnering with home InsurTech platform Lemonade to offer renters insurance to consumers in France.

This B2C offer allows a simple and fluid client experience through a 100% online policy subscription and claims submission process – all within seconds – on any device. Renters can buy an insurance policy online at cardif.fr or lemonade.com/fr and through the Lemonade app.

The insurance policy includes standard coverage such as damage to personal belongings within the insured home (fire, break and enter theft, windstorms, water damage, etc.) and personal liability coverage (damage to the property rented, as well as injury or damage caused to others).

Through the partnership, BNP Paribas Cardif will be able to propose this fully digital renters’ insurance to its distribution partners, and Lemonade will benefit from the deep experience of an insurer with a widely recognized brand that has been operating in the French market for 50 years.

“We are delighted to announce this collaboration with Lemonade, which is emblematic of our desire to continually innovate in forward-facing partnerships. We share a real commitment to combining the expertise of the two partners in order to facilitate access to insurance via digital channels while delivering top quality services for policyholders throughout the term of their insurance cover,” said Fabrice Bagne, BNP Paribas Cardif Deputy Chief Executive Officer, France, and Luxembourg.

“A renowned brand like BNP Paribas Cardif combined with Lemonade’s instant and transparent approach to insurance brings the best of both worlds to French residents looking for a seamless way to protect their things,” said Daniel Schreiber, co-CEO and co-founder of Lemonade.

Risks are covered by both BNP Paribas Cardif and Lemonade, who act as co-insurers for this offer.

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