Billease joins LenderLink to expand borrower credit access

By Milan Rojan

Billease has joined LenderLink as a contributing member, expanding real-time credit data access for lenders and borrowers across the Philippines.

The partnership has connected Billease to LenderLink’s consent-based credit intelligence network, which includes more than 20 financial institutions and over 45 million borrower records. Through the integration, Billease has started contributing and accessing borrower data in real time, allowing lending decisions to be made with broader visibility into repayment behaviour and existing obligations.

The collaboration has aimed to reduce information gaps that often limit access to credit for borrowers with strong repayment histories spread across multiple institutions.

“Joining LenderLink is a milestone for Billease and for the broader lending ecosystem. By embracing real-time, consent-driven data sharing, we’re not only improving our own credit decisions, we’re helping to build a more inclusive financial system where responsible borrowers are recognised across institutions,” said Georg Steiger, Co-Founder and Chief Executive Officer at Billease.

LenderLink said the addition of Billease strengthened the network with digitally native lending data and high transaction volumes. The company added that the integration would improve risk assessment capabilities for participating institutions while helping borrowers build portable credit profiles.

LenderLink has completed the integration through its API-first architecture, enabling participating lenders to access transaction-level borrower information securely and in real time. Billease customers with positive repayment histories can now have their records viewed by other lenders within the network, potentially improving their access to future credit products.

“Billease is the kind of partner that makes the whole network stronger. They’re digital-first and committed to doing this responsibly. When they share what they know, every member lender benefits, and so does every borrower whose full credit history can finally be seen,” said Christo Georgiev, Co-Founder and Chief Executive Officer at LenderLink.

The partnership reflected growing adoption of Open Finance frameworks in the Philippines, as lenders increasingly turned to shared credit intelligence and real-time data infrastructure to improve underwriting and expand financial inclusion.