M2P Powers INDcredit’s Lending Platform

By Milan Rojan

INDcredit, the non-banking financial company (NBFC) of INDmoney, has partnered with M2P Fintech to support its Loan Against Mutual Funds (LAMF) offering through M2P Fintech’s Loan Management System (LMS).

The collaboration has enabled INDcredit to strengthen its digital lending infrastructure by streamlining loan servicing workflows. M2P Fintech’s LMS has supported the operational management of the LAMF product, helping automate key servicing processes while providing a scalable technology foundation for the lending business.

Loan Against Mutual Funds has allowed customers to borrow against their mutual fund holdings without redeeming their investments, providing access to liquidity while allowing their investments to remain in the market. As demand for secured digital lending products has continued to grow, lenders have increasingly invested in technology platforms that can improve operational efficiency, automate servicing functions and support regulatory compliance.

Under the partnership, M2P Fintech’s lending platform has been integrated to manage servicing activities across the loan lifecycle. The technology was designed to support seamless processing, improve operational scalability and enhance the overall customer experience through digital workflows.

The collaboration has also reflected the broader trend of FinTech infrastructure providers partnering with financial institutions and NBFCs to accelerate the deployment of specialised lending products. By leveraging technology platforms rather than building systems in-house, lenders have sought to reduce implementation timelines while improving flexibility and operational resilience.

M2P Fintech said its Loan Management System supports INDcredit’s loan servicing workflows, enabling a seamless and scalable digital lending experience for customers.

The partnership further highlighted the growing role of embedded lending technology in India’s digital financial services ecosystem, as NBFCs increasingly adopt cloud-based lending infrastructure to improve operational efficiency, expand product offerings and deliver faster, technology-enabled credit experiences to retail borrowers.