Ralio raises €2.1m to make AI agent payments safe

By Aarav Garg

Ralio, a London-based FinTech startup, has raised €2.1 million ($2.5 million) in a pre-seed funding round to support product development and expand its engineering team.

The oversubscribed round was led by Sure Valley Ventures (SVV), with participation from Seed X, Love Ventures, Plug and Play, rule30, Adeline Arts and Science, Endurance Ventures, Campus Fund, and fintech investor Alan Morgan. Antler, who had supported it previously as well, also participated.

Founded in 2025 by Ghali Bennani Laafiret and Leonardo Rosales, Ralio is developing a payments platform designed for use by artificial intelligence (AI) agents. The company says that it’s addressing a gap in financial infrastructure, as existing payment systems are largely built for human users and rely on manual authentication and approval processes.

The company positions its offering as a “trust layer” for agent-driven payments, focusing on verifying intent and enforcing rules before transactions are executed. It said this differs from other emerging products in the space, which are designed to guide or automate the actions of AI agents.

Ghali Bennani Laafiret, cofounder and CEO of Ralio, said, “AI agents are no longer just productivity tools, they are becoming autonomous economic actors capable of procuring services and managing capital. However, the world of finance is still built for human intervention. Ralio is building the missing layer that makes agentic finance safe and scalable for the enterprise.”

Adam French, Partner at Antler, said, “Ralio is tackling one of the most significant challenges in the next decade of AI adoption. For AI to reach its full potential, it must be able to move value safely. We backed this team because they have the domain expertise to bridge the gap between legacy payment systems and the future of autonomous finance.”

Ralio said the funding round was three times oversubscribed within three months of the company’s founding.