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IBSi FinTech Journal · Since 1991
The FinTech intel your competitors wish you didn’t have.
Who bought what, who’s winning and what bank leaders are thinking, in one monthly read of about 60 pages.
October 2026 issue: Enterprise Banking Transformation, Core + AI
News analysisAI becomes financial infrastructure, and how regulators are responding
The Big InterviewWilliam Moroney, Chief Revenue Officer, Temenos
OpinionInfrastructure as the foundation for intelligent banking
OpinionCan financial services innovate without adding risk?
Feature focus: Core + AIAI adoption strategy, and planning your exit
Feature focus: Core + AIBehavioural intelligence for financial resilience
Feature focus: Core + AIIs banking architecture ready for AI?
FinovateFall 2026AI as the new front door to banking
Case studiesSony Bank: generative AI in core banking development
Case studiesLloyds Banking Group’s generative AI work
Technology supplier profilesOracle Financial Services
Technology supplier profilesTemenos
Technology supplier profilesMambu
The Big InterviewVijay Simha, CEO, Credence Analytics
News analysisIndiabulls Ventures to acquire 70% stake in Fintech Cloud
News analysisAljazira Bank partners Thunes to expand cross-border payments
News analysisMarqeta and BVNK partner to enable stablecoin adoption
Financial inclusion in IndiaLast-Mile Financial Inclusion: Transitioning from a Development Goal to a Survival Priority for MSMEs
Financial inclusion in IndiaUPI Is the Interface. Could Blockchain Be the Next Payment Layer?
OpinionIntelligent banking starts with infrastructure, not AI
FinTech Lab updatesThe Hidden Bottleneck in Enterprise Banking AI
Feature focus: Core + AIHow AI is Transforming Core Banking Systems in India
Feature focus: Core + AIWhat It Takes to Make a Bank Agentic
Feature focus: Core + AIWhy India’s Enterprise AI Layer Needs to Be Built for Regulatory Change, Not Around It
Global Fintech Fest 2026GFF 2026: India’s FinTech Moment Is Becoming a Global Infrastructure Play
Technology supplier profilesKiyaAI
Technology supplier profilesIntellect Design Arena
Case studiesConversational Banking and Payments: Axis Bank and Hitachi Payment Services
Case studiesBuilding a Digital Bank: RBL Bank and Infosys Finacle
FinovateFall 2026FinovateFall 2026: When AI Becomes the Front Door to Banking
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Every issue, every month
News analysis and the Big Interview
Feature focus and case studies
Technology supplier profiles
Who’s Bought What, PE & VC, M&A
CIFTI 50 and Month in numbers
International edition
Global FinTech news analysis, interviews, case studies and Who’s Bought What.
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India-focused news, features and case studies, plus our international coverage. For readers in India.
This issueOctober 2026 only
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This month, for you
What to read first in the October issue
1
Feature focus
Is banking architecture ready for AI?
A practical check on whether your core can carry AI at scale.
2
Case studies
Sony Bank and Lloyds Banking Group
How two banks are putting generative AI to work.
3
The Big Interview
William Moroney, CRO, Temenos
Where a leading core vendor sees banks heading next.
1
Supplier profiles
Oracle Financial Services, Temenos, Mambu
How three major vendors are positioning for core + AI.
2
Who’s Bought What
This month’s bank system deals
Which banks signed with whom, and which competitors won.
3
FinovateFall 2026
AI as the new front door to banking
What buyers saw on stage this autumn.
1
Feature focus
AI adoption strategy, and planning your exit
A framework to bring into your next client workshop.
2
Opinion
Can financial services innovate without adding risk?
The trade-off every client is asking about.
3
Feature focus
Behavioural intelligence for financial resilience
A fresh angle on resilience programmes.
1
Deals
PE & VC and M&A round-up
Every notable FinTech deal from the past month.
2
CIFTI 50
The Cedar-IBSi FinTech index
How listed FinTechs performed this month.
3
News analysis
AI becomes financial infrastructure
What the regulatory response means for the sector.
1
Feature focus
How AI is Transforming Core Banking Systems in India
What Indian banks are changing in their cores, and why now.
2
Case studies
Axis Bank with Hitachi Payment Services, RBL Bank with Infosys Finacle
Two Indian banks, two very different digital builds.
3
The Big Interview
Vijay Simha, CEO, Credence Analytics
A treasury technology leader on where Indian banks are heading.
1
Supplier profiles
KiyaAI and Intellect Design Arena
How two India-born vendors are positioning for core + AI.
2
Who’s bought what
This month’s bank system deals
Which banks signed with whom, and which competitors won.
3
Global Fintech Fest 2026
India’s FinTech moment is becoming a global infrastructure play
What GFF signals for vendors selling into India.
1
Feature focus
What It Takes to Make a Bank Agentic
A practical lens for your next client conversation.
2
Feature focus
Why India’s Enterprise AI Layer Needs to Be Built for Regulatory Change
The regulatory angle every Indian bank client needs.
3
Financial inclusion
Last-mile inclusion as a survival priority for MSMEs
Where inclusion meets commercial reality.
1
News analysis
Indiabulls Ventures to acquire 70% stake in Fintech Cloud
The month’s headline India deal.
2
Deals
Private Equity & Venture Capital, and M&A
Every notable FinTech deal from the past month.
3
CIFTI 50
The Cedar-IBSi FinTech index
How listed FinTechs performed this month.
About the Journal
The primary source for FinTech decision-makers since 1991
Every month, around 60 pages of news analysis, research, interviews and opinion, compiled by IBSi’s global editorial and research teams. It’s read by technologists building competitive intelligence, bankers setting IT strategy, consultants advising clients and investors looking for their next opportunity.
35 yrspublished monthly
~60pages an issue
20technology areas
About the Journal
India and international FinTech, curated every month
The India edition is carefully curated with a blend of India and international news and analysis. Every month, around 60 pages of interviews, features, case studies and deal intelligence on India’s banking and FinTech market, alongside IBSi’s global coverage, for bankers, technology firms, consultants and investors in India.
35 yrspublished monthly
~60pages an issue
20technology areas
This month’s table of contents · International edition
October 2026: Enterprise Banking Transformation
News analysis1 piece
AI becomes financial infrastructure, and how regulators are responding
The Big Interview1 piece
William Moroney, Chief Revenue Officer, Temenos
Opinion2 pieces
Infrastructure as the foundation for intelligent banking
Can financial services innovate without adding risk?
Feature focus: Core + AI3 pieces
AI adoption strategy, and planning your exit
Behavioural intelligence for financial resilience
Is banking architecture ready for AI?
FinovateFall 20261 piece
AI as the new front door to banking
Case studies2 pieces
Sony Bank: generative AI in core banking development
Lloyds Banking Group’s generative AI work
Technology supplier profiles3 pieces
Oracle Financial Services
Temenos
Mambu
Regulars12 regulars
Editor’s note, Podcasts and webinars, IBSi Explains, Summits, Who’s Bought What, PE & VC, M&A, CIFTI 50, Partnerships, On the move, Month in numbers, Backchat
This month’s table of contents · India edition
October 2026: Enterprise Banking Transformation
The Big Interview1 piece
Vijay Simha, CEO, Credence Analytics
News analysis3 pieces
Indiabulls Ventures to acquire 70% stake in Fintech Cloud
Aljazira Bank partners Thunes to expand cross-border payments
Marqeta and BVNK partner to enable stablecoin adoption
Financial inclusion in India2 pieces
Last-Mile Financial Inclusion: Transitioning from a Development Goal to a Survival Priority for MSMEs
UPI Is the Interface. Could Blockchain Be the Next Payment Layer?
Opinion1 piece
Intelligent banking starts with infrastructure, not AI
FinTech Lab updates1 piece
The Hidden Bottleneck in Enterprise Banking AI
Feature focus: Core + AI3 pieces
How AI is Transforming Core Banking Systems in India
What It Takes to Make a Bank Agentic
Why India’s Enterprise AI Layer Needs to Be Built for Regulatory Change, Not Around It
Global Fintech Fest 20261 piece
GFF 2026: India’s FinTech Moment Is Becoming a Global Infrastructure Play
Technology supplier profiles2 pieces
KiyaAI
Intellect Design Arena
Case studies2 pieces
Conversational Banking and Payments: Axis Bank and Hitachi Payment Services
Building a Digital Bank: RBL Bank and Infosys Finacle
FinovateFall 20261 piece
FinovateFall 2026: When AI Becomes the Front Door to Banking
Regulars12 regulars
Editor’s note, Podcast and Webinars, IBSi Explains, IBSi Galaxy, Who’s bought what, Private Equity & Venture Capital, Mergers & Acquisitions, CIFTI 50, On the move, Month in numbers, Backchat | Diary
Technology areas covered
Every major banking and FinTech system
Core Banking
Transaction Banking
Wealth Management and Private Banking
Treasury and Capital Markets
RiskTech
RegTech
Islamic Banking
Cybersecurity
Digital Banking
Platformification
Open Banking
Lending
Robotic Process Automation
AI and Machine Learning
Cloud / SaaS
Big Data / Analytics
Payments
Blockchain / Cryptocurrency
InsurTech
Investment Management
Questions
Which edition is right for me?
International covers global FinTech. The India edition blends India-focused news and features with international coverage, for readers in India.
How do I read it after I pay?
Access opens on the confirmation screen. Read in your browser on any device, and we email your login too.
Can I cancel?
Yes, anytime. [Confirm refund terms.]
How is this different from IBSi Galaxy?
The Journal is our monthly editorial read. Galaxy is the self-service data portal behind it. See Galaxy plans.