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IBSi FinTech Journal · Since 1991
The FinTech intel your competitors wish you didn’t have.
Who bought what, who’s winning and what bank leaders are thinking, in one monthly read of about 60 pages.
November 2026 issue: Digital Payments, Cross-Border
News analysisEurope’s T+1 Countdown Puts Post-Trade Readiness to the Test
The Big InterviewGreg Adelson, President and CEO, Jack Henry
Sibos 2026Sibos 2026 puts AI, tokenisation and cross-border payments into focus
InterviewBaiba Miezere, Group Product Development Director, Eastnets
North America FinTech focusRamp’s $1.85bn raise highlights scale of US FinTech funding
OpinionThe Invisible Foundations of the AI-Ready NBFC: Identity, Data and APIs
Feature focus: Digital PaymentsWill payment providers wait for a breach before acting on the CRA?
Feature focus: Digital PaymentsWill bank-backed stablecoins bring an end to multi-day payments?
Feature focus: Digital PaymentsDigital cross-border payments need smart rails, not favourite rails
Case studiesLaunching Accessible Payments: FDJ Services and Skaleet
Case studiesUnifying Institutional Payments: EverBank and Finzly
Technology supplier profilesBPC
Technology supplier profilesFIS
Technology supplier profilesNium
The Big InterviewAshish Katkar, Founder & CEO, Verinite
News analysisRevRag AI raises $2.5m seed round led by Accion Ventures and Cedar Hill Capital
News analysisNBB partners with TerraPay for cross-border payment
News analysisNasdaq launches agentic AI for capital markets operations
Financial inclusion in IndiaOne Product, Many Rulebooks: What Cross-Border FinTech Really Demands from Technology
Financial inclusion in IndiaWith a $250 billion data-centre investment, is India ready with the cloud infrastructure to utilise this capacity effectively?
InterviewKannan Ramasamy, Chairman, Clayfin
FinTech Lab updatesThe Next Payments Battleground Is Orchestration, Not Processing
Feature focus: Digital PaymentsIndia’s Digital Payments Challenge Shifts from Scale to Inclusion and Global Reach
Feature focus: Digital PaymentsThe Convergence of UPI and Credit: Reshaping the Next Generation of Indian Consumers
Feature focus: Digital PaymentsMaking Cross-Border Transactions as Seamless as Domestic Payments
Case studiesIntelligent Payment Collections: Equitas Small Finance Bank and Neokred Technologies
Case studiesDigital Onboarding and API Governance: Punjab & Sind Bank and KiyaAI
Technology supplier profilesMindgate
Technology supplier profilesJuspay
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Every issue, every month
News analysis and the Big Interview
Feature focus and case studies
Technology supplier profiles
Who’s Bought What, PE & VC, M&A
CIFTI 50 and Month in numbers
International edition
Global FinTech news analysis, interviews, case studies and Who’s Bought What.
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India edition
India-focused news, features and case studies, plus our international coverage. For readers in India.
This issueNovember 2026 only
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Annual · 12 issues Save 8%₹82.50 a month, billed yearly
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This month, for you
What to read first in the November issue
1
Feature focus
Digital cross-border payments need smart rails, not favourite rails
How to pick payment rails for cost, speed and reach.
2
Case studies
EverBank with Finzly, FDJ Services with Skaleet
How two institutions modernised their payments.
3
The Big Interview
Greg Adelson, President and CEO, Jack Henry
How digital-first strategies are levelling the field for community and regional banks.
1
Supplier profiles
BPC, FIS, Nium
How three payments vendors are positioning for cross-border growth.
2
Who’s Bought What
This month’s bank system deals
Which banks signed with whom, and which competitors won.
3
Sibos 2026
AI, tokenisation and cross-border payments into focus
What banks and buyers talked about in Miami.
1
News analysis
Europe’s T+1 countdown puts post-trade readiness to the test
What leaders should check before the deadline.
2
Feature focus
Will payment providers wait for a breach before acting on the CRA?
What the EU Cyber Resilience Act means for payments clients.
3
Opinion
The Invisible Foundations of the AI-Ready NBFC
Why identity, data and APIs come before AI.
1
North America FinTech focus
Ramp’s $1.85bn raise highlights scale of US FinTech funding
Where US FinTech capital is flowing, and the valuation questions it raises.
2
Deals
PE & VC and M&A round-up
Every notable FinTech deal from the past month.
3
Feature focus
Will bank-backed stablecoins bring an end to multi-day payments?
What tokenised money could mean for settlement.
1
Feature focus
India’s Digital Payments Challenge Shifts from Scale to Inclusion and Global Reach
What comes after UPI’s scale for Indian banks.
2
Case studies
Equitas Small Finance Bank with Neokred, Punjab & Sind Bank with KiyaAI
Two Indian banks on payment collections and digital onboarding.
3
The Big Interview
Ashish Katkar, Founder & CEO, Verinite
Technology priorities for banks over the next three to five years.
1
Supplier profiles
Mindgate and Juspay
How two India-born payments vendors are positioning.
2
Who’s bought what
This month’s bank system deals
Which banks signed with whom, and which competitors won.
3
FinTech Lab updates
The Next Payments Battleground Is Orchestration, Not Processing
Where routing, retries and reconciliation create an edge.
1
Financial inclusion
One Product, Many Rulebooks
What cross-border FinTech really demands from technology.
2
Feature focus
The Convergence of UPI and Credit
How credit on UPI is reshaping the next generation of Indian consumers.
3
Interview
Kannan Ramasamy, Chairman, Clayfin
An inside view of core banking implementations.
1
News analysis
RevRag AI raises $2.5m seed round led by Accion Ventures and Cedar Hill Capital
The month’s headline India deal.
2
Deals
Private Equity & Venture Capital, and M&A
Every notable FinTech deal from the past month.
3
CIFTI 50
The Cedar-IBSi FinTech index
How listed FinTechs performed this month.
About the Journal
The primary source for FinTech decision-makers since 1991
Every month, around 60 pages of news analysis, research, interviews and opinion, compiled by IBSi’s global editorial and research teams. It’s read by technologists building competitive intelligence, bankers setting IT strategy, consultants advising clients and investors looking for their next opportunity.
35 yrspublished monthly
~60pages an issue
20technology areas
About the Journal
India and international FinTech, curated every month
The India edition is carefully curated with a blend of India and international news and analysis. Every month, around 60 pages of interviews, features, case studies and deal intelligence on India’s banking and FinTech market, alongside IBSi’s global coverage, for bankers, technology firms, consultants and investors in India.
35 yrspublished monthly
~60pages an issue
20technology areas
This month’s table of contents · International edition
November 2026: Digital Payments
News analysis1 piece
Europe’s T+1 Countdown Puts Post-Trade Readiness to the Test
The Big Interview1 piece
Greg Adelson, President and CEO, Jack Henry
Sibos 20261 piece
Sibos 2026 puts AI, tokenisation and cross-border payments into focus
Interview1 piece
Baiba Miezere, Group Product Development Director, Eastnets
North America FinTech focus1 piece
Ramp’s $1.85bn raise highlights scale of US FinTech funding
Opinion1 piece
The Invisible Foundations of the AI-Ready NBFC: Identity, Data and APIs
Feature focus: Digital Payments3 pieces
Will payment providers wait for a breach before acting on the CRA?
Will bank-backed stablecoins bring an end to multi-day payments?
Digital cross-border payments need smart rails, not favourite rails
Case studies2 pieces
Launching Accessible Payments: FDJ Services and Skaleet
Unifying Institutional Payments: EverBank and Finzly
Technology supplier profiles3 pieces
BPC
FIS
Nium
Regulars14 regulars
Editor’s note, Podcasts & Webinars, IBSi Explains, Cedar-IBSi Summits, Who’s bought what, Private Equity & Venture Capital, Mergers & Acquisitions, CIFTI 50, Partnerships, IBSi Galaxy, Cedar-IBSi FinTech Lab, On the move, Month in numbers, Backchat | Diary
This month’s table of contents · India edition
November 2026: Digital Payments
The Big Interview1 piece
Ashish Katkar, Founder & CEO, Verinite
News analysis3 pieces
RevRag AI raises $2.5m seed round led by Accion Ventures and Cedar Hill Capital
NBB partners with TerraPay for cross-border payment
Nasdaq launches agentic AI for capital markets operations
Financial inclusion in India2 pieces
One Product, Many Rulebooks: What Cross-Border FinTech Really Demands from Technology
With a $250 billion data-centre investment, is India ready with the cloud infrastructure to utilise this capacity effectively?
Interview1 piece
Kannan Ramasamy, Chairman, Clayfin
FinTech Lab updates1 piece
The Next Payments Battleground Is Orchestration, Not Processing
Feature focus: Digital Payments3 pieces
India’s Digital Payments Challenge Shifts from Scale to Inclusion and Global Reach
The Convergence of UPI and Credit: Reshaping the Next Generation of Indian Consumers
Making Cross-Border Transactions as Seamless as Domestic Payments
Case studies2 pieces
Intelligent Payment Collections: Equitas Small Finance Bank and Neokred Technologies
Digital Onboarding and API Governance: Punjab & Sind Bank and KiyaAI
Technology supplier profiles2 pieces
Mindgate
Juspay
Regulars13 regulars
Editor’s note, Podcast and Webinars, IBSi Explains, IBSi Galaxy, Who’s bought what, Private Equity & Venture Capital, Mergers & Acquisitions, CIFTI 50, Partnerships, North America FinTech Focus, On the move, Month in numbers, Backchat | Diary
Technology areas covered
Every major banking and FinTech system
Core Banking
Transaction Banking
Wealth Management and Private Banking
Treasury and Capital Markets
RiskTech
RegTech
Islamic Banking
Cybersecurity
Digital Banking
Platformification
Open Banking
Lending
Robotic Process Automation
AI and Machine Learning
Cloud / SaaS
Big Data / Analytics
Payments
Blockchain / Cryptocurrency
InsurTech
Investment Management
Questions
Which edition is right for me?
International covers global FinTech. The India edition blends India-focused news and features with international coverage, for readers in India.
How do I read it after I pay?
Access opens on the confirmation screen. Read in your browser on any device, and we email your login too.
Can I cancel?
Yes, anytime. [Confirm refund terms.]
How is this different from IBSi Galaxy?
The Journal is our monthly editorial read. Galaxy is the self-service data portal behind it. See Galaxy plans.