Yubi Group & India Factoring fuel cross-border financing for Indian SMEs

By Gloria Mathias

Yubi has announced a strategic partnership with India Factoring, a trade finance company specialising in working capital solutions in India.

India Factoring provides enterprises in India with receivables-based financial solutions, enabling them to unlock liquidity from their receivables—both on domestic and export sales—while treated as off-balance sheet funding.

This partnership will support India Factoring’s ambitious goal to further expand its reach to Indian manufacturers through efficient discovery and comprehensive data inputs from Accumn.

Accumn, a Yubi Group company, will enable India Factoring to further streamline and support its credit assessment through products like Xplore, Insight, and Monitor. These tools empower India Factoring to efficiently discover and onboard new clients in India needing cross-border financing. Through Accumn, India Factoring will have access to comprehensive, publicly available information in a unified platform and maintain real-time monitoring of customer profiles post-disbursement. This includes updates on borrowers, leadership changes, financial health, and litigation, ensuring robust risk management tools for credit decisions.

“At Yubi, our mission is to deepen and democratise the global debt markets,” said Gaurav Kumar, Founder and CEO of Yubi Group. “By combining Yubi’s tech-enabled approach with India Factoring’s expertise, we’re delivering a high-impact solution that drives liquidity and empowers Indian enterprises to thrive in international markets, making capital more accessible without collateral requirements.”

Further, Yubi’s network of over 17,000 enterprises in India will enable India Factoring to discover new customers across sectors and empower Indian exporters to scale their operations efficiently. This partnership will equip Indian enterprises for export and domestic sales alike with critical collateral-free funding for transactions, thereby addressing a significant challenge in trade finance.

Ravi Valecha, CEO of India Factoring, shared, “This cooperation leverages Yubi’s vast network of customers and provides them with modern working capital solutions that are unparalleled in the Indian market. By harnessing Yubi’s technology-driven solutions, we’re further able to deliver cross-border financing that’s compliant, faster, more accessible, and tailored specifically to the unique needs of Indian businesses. Our goal is to be a one-stop solution for Indian enterprises to achieve their global aspirations.”