Worldpay and Trulioo partner to secure AI-powered commerce

By Vriti Gothi

Worldpay has partnered with Trulioo to introduce next-generation safeguards for agent-led commerce. This initiative marks a milestone in advancing digital trust, embedding transparency and accountability into AI-powered transactions as artificial intelligence reshapes the future of global payments.

As AI-driven shopping agents become increasingly integrated into consumer purchasing journeys, the ability to verify agent identities, authenticate authority, and capture auditable shopper consent has become crucial to establishing trust, preventing fraud, and ensuring regulatory alignment. Through this collaboration, Worldpay and Trulioo will deliver advanced digital identity solutions designed to instil confidence across the commerce ecosystem, spanning merchants, payment providers, and consumers.

Cindy Turner, Chief Product Officer at Worldpay, said: “Innovation in payments must always be grounded in integrity and trust. By partnering with Trulioo, we’re delivering the trust infrastructure our ecosystem needs and empowering businesses and consumers to embrace AI-powered commerce with confidence, knowing that safety and transparency are at the heart of every transaction.”

At the heart of the partnership is the Know Your Agent (KYA) framework, powered by Trulioo’s Digital Agent Passport. This tamper-proof credential bundle provides merchants with the tools to assess whether an AI agent is legitimate, authorised, and acting with proper consent. The KYA framework establishes a structured approach to verifying the developer’s identity, validating code integrity, capturing clear user permissions, and monitoring ongoing trustworthiness in real time.

Vicky Bindra, Chief Executive Officer at Trulioo, said, “Agentic commerce has significant potential, but it can only scale with trust built in from the start. With Worldpay, we’re laying the foundation for a more secure and accountable digital ecosystem one where AI agents can operate transparently, and consumers stay in control.”

The partnership is designed to help merchants and platforms unlock new digital experiences, from smarter checkout flows to real-time fraud detection, without compromising safety or visibility. Instead of restricting AI agents by default, the collaboration introduces a layered trust model: verified agents gain seamless access, unknown agents encounter friction, and malicious bots are proactively blocked.