Worldline & FinbotsAI bring AI Credit modelling for FIs

By Gloria Mathias

Worldline and FinbotsAI have announced a partnership to provide AI Credit Modelling to support Financial Institutions.

The collaboration will bring an AI-powered solution to help financial institutions level up their lending business through a no-code SaaS model that puts the ownership of credit modelling in the hands of Worldline’s clients of all sizes globally.

The FinbotsAI solution will enable financial institutions to develop & deploy credit scorecards with powerful artificial intelligence and machine learning algorithms that are embedded across the value chain, from data to decisioning, for both individual and business lending.

CreditX blends the best of traditional and AI/ML modelling, enabling credit risk modellers to quantum-build scorecards based on the modeller’s choice of data and parameters. The human-centred AI design enables credit modellers to develop scorecards rapidly, leveraging AI to enhance the accuracy of each scorecard, all at a fraction of today’s costs.

Sanjay Uppal, CEO and founder of FinbotsAI,, said, “We are delighted to partner with Worldline, a global payments leader, to take our AI innovation to the world. Backed by over 6 years of research and accreditation from Singapore regulators Monetary Authority of Singapore and Infocomm Media Development Authority towards building trustworthy Artificial Intelligence, CreditX’s human-centred design enables lenders to harness the power of AI in their transformation journey confidently.”

Noel Chow, CEO and COO of Worldline Financial Services, APAC, shared, “We are excited about our partnership with FinbotsAI. We believe that our collaboration will help our clients enhance their credit assessment processes and capitalise on new opportunities.”