Viyona secures NPCI approval to expand digital payments in India

By Vriti Gothi

Viyona Fintech, a next-generation digital payments platform, secures approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP). This strategic authorisation marks a significant milestone in Viyona’s journey to advance financial inclusion and strengthen the country’s rapidly growing digital payments ecosystem.

Through this approval, Viyona will enable seamless Unified Payments Interface (UPI) services in collaboration with partner banks, delivering a secure, scalable, and future-ready infrastructure that caters to both rural and urban markets. The initiative underscores Viyona’s commitment to driving innovation in payments while aligning with national priorities of building an inclusive, cashless economy.

At the heart of this strategy is GraamPay, Viyona’s flagship product, designed to empower farmers, small merchants, and local communities with simplified digital transactions. The platform facilitates frictionless collections, payouts, and UPI-enabled payments, offering users a trustworthy, transparent, and convenient experience.

Further strengthening its customer-centric vision, Viyona is set to introduce a farmers’ marketplace within GraamPay. This new feature will directly connect farmers with buyers, enabling fair pricing, faster settlements, and improved access to the digital economy. By combining payments innovation with community-focused solutions, Viyona aims to redefine how underserved markets engage with financial services.

The NPCI approval positions Viyona Fintech as a strategic player in India’s digital payments landscape, reinforcing its mission to create inclusive solutions that merge cutting-edge technology with meaningful impact for local communities.