TransBnk, DigiAlly team up to speed SME lending across Asia

By Vriti Gothi

TransBnk Solutions, a transaction banking technology infrastructure provider, has partnered with a Singapore-based FinTech, DigiAlly, to accelerate digital transaction banking and SME credit enablement across ASEAN. The collaboration was introduced at the Singapore FinTech Festival (SFF).

The partnership combines TransBnk’s transaction banking and embedded finance infrastructure with DigiAlly’s AI-powered data digitisation, document intelligence, risk scoring, and trust enablement technology. The unified solution is designed to support banks, NBFCs, corporates and FinTechs in delivering fully digital, compliant, and scalable financial services, particularly in SME lending, a sector where manual documentation, legacy onboarding processes, and limited risk visibility continue to hinder credit access.

The jointly developed offering enables paperless onboarding, automated KYC, account setup and escrow management, collections and payments workflows, as well as integrated risk monitoring and early-warning intelligence. The companies say these capabilities will help financial institutions reduce operational friction, improve portfolio quality, and enhance credit decisioning speed.

“Our vision is to build the future of digital transaction banking infrastructure, enabling banks and financial institutions to launch and scale digital products faster, with trust and efficiency at the core,” said Vaibhav Tambe, Co-Founder & CEO of TransBnk. “Partnering with DigiAlly strengthens this mission by combining the power of embedded finance with intelligent risk and documentation capabilities.”

Shrikant Patil, MD & CEO of DigiAlly, noted, “DigiAlly’s embedded trust and AI-driven risk intelligence, combined with TransBnk’s digital transaction banking stack, empowers financial institutions to scale faster with lower acquisition costs and better portfolio quality.”

The companies are launching the collaboration in India and Singapore, with plans to expand across the broader ASEAN region. The solution will be showcased to global financial institutions, technology partners, and investors at SFF as part of the strategic rollout.

The partnership reflects the ongoing shift toward infrastructure-led digital banking transformation in Asia, where embedded finance and intelligent data capabilities are becoming central to unlocking SME credit growth and supporting financial inclusion.