Temenos powers Finductive’s Europe-focused payments platform

By Vriti Gothi

Malta-based financial services provider Finductive has gone live with Temenos’ banking technology to support a new digital payments platform aimed at business customers across Europe. The deployment marks another step in the region’s shift toward cloud-based, modular core banking systems designed to strengthen operational resilience and accelerate product delivery.

Finductive has implemented Temenos’ Accounts, Payments and Financial Crime Mitigation (FCM) solutions, hosted on Microsoft Azure, to underpin its expanding suite of services. The platform supports multi-currency business and personal accounts, SEPA and SWIFT payments, dedicated IBANs, and features such as mass payments, segregated accounts, and real-time FX conversion.

The rollout also incorporates Temenos’ FCM capabilities, enabling real-time AML and CFT monitoring as regulatory expectations rise across European payments and e-money providers.

For FinTechs and digital-first institutions, cloud-native systems are becoming central to scaling efficiently as payment volumes grow and customer expectations for speed and transparency continue to increase. The shift reflects a broader move toward modular, API-driven infrastructure to expand product offerings without legacy constraints.

Alex Konewko, CEO of Finductive, said, “The partnership supports the firm’s growth strategy. We chose Temenos to help us grow and scale up our operations more effectively. The platform gives us the tools we need to launch new products quickly, such as the upcoming launch of our Mastercard debit card offering, and meet the changing needs of our customers internationally.”

Mark Yamin-Ali, Managing Director – Europe at Temenos, said, “The go-live highlights the company’s strengthening presence in Malta. By going live with Temenos, Finductive can offer fast, secure, and flexible services to their customers.”