Temenos launches AI-powered money movement platform

By Vriti Gothi

Temenos has launched Temenos Money Movement & Management, a pre-integrated, AI-powered platform designed to transform payments and account services. The solution unifies payments, accounts, risk, and treasury functionalities, enabling financial institutions to move money faster, more reliably, and at lower cost.

Temenos Money Movement & Management is designed to support both new market entrants and established financial institutions seeking to replace fragmented systems. Its AI-driven capabilities, including automated payment repair, fraud detection, and copilot tools, minimise manual intervention while improving straight-through processing. The platform leverages Temenos’ FCM AI Agent to deliver enhanced real-time screening and significantly reduce false positives.

Barb Morgan, Chief Product and Technology Officer at Temenos, said, “With the rapid rise of instant payments and the growing influence of AI in financial services, institutions are actively seeking solutions that are both unified and intelligent to manage increasing complexity, compliance demands, and customer expectations. Temenos Money Movement & Management directly addresses this market need, bringing together payments and account services in a single, AI-powered solution. Building on the success of Temenos Payments Hub, our leading and functionally rich payment hub used by banks worldwide, this new solution further strengthens our position as a trusted innovator in the payments space.”

Gareth Lodge, Principal Analyst at Celent, commented, “Payments are the lifeblood of financial services, but fragmented and legacy systems often hold institutions back. Organizations need to bring together the core servicing aspects of money movement, and the management of that money, in a way that simplifies operations, accelerates innovation and positions banks to thrive in a real-time, customer-first world.”

Integration accelerators enable rapid onboarding of digital wallets and alternative payment networks, including Wise, Thunes, Mastercard Move, Visa Direct, and Standard Chartered Scale, helping institutions scale quickly and efficiently.

The platform serves banks, electronic money institutions (EMIs), and other payment service providers (PSPs) engaged in cross-border and domestic money movement services. Its holistic, unified architecture addresses the operational and technical challenges faced by these organisations.