Perfios, SatSure partner to transform agri lending

By Vriti Gothi

Perfios.ai has partnered with SatSure to transform agricultural lending in India. The collaboration unites Perfios’ expertise in financial technology with SatSure’s space-based intelligence to create a new standard for digital transformation in agri-finance.

The initiative is designed to reimagine the agri-lending lifecycle by digitising information flows, reducing operational costs, and accelerating loan disbursements. By integrating SatSure’s SatSource and SatCollect platforms, powered by satellite imagery, remote sensing, and artificial intelligence, lenders gain access to actionable insights that strengthen decision-making and unlock credit access for over 100 million farmers nationwide.

Sridhar Narayan, CBO, Perfios, said, “As the Indian agricultural credit market experiences unprecedented growth, projected to exceed $384 billion by FY 2025–26, the demand and pressure on rural financing are immense. Our partnership with SatSure is a game-changer that reinforces our mission to empower financial institutions with advanced technological solutions that drive both growth and efficiency. By seamlessly integrating SatSure’s advanced Earth Observation capabilities, we are providing an unparalleled level of clarity and confidence, enabling lenders to manage risk more effectively and significantly expand their reach into underserved rural communities, thereby accelerating financial inclusion and access in the agricultural sector.”

Dhruva Rajan, Chief Commercial Officer, SatSure said, “We’re thrilled to collaborate with Perfios to amplify the reach of our SatSource and SatCollect products. By combining Perfios’ BFSI expertise with our Earth observation data and AI/ML-driven insights on cropping patterns and farm income, not only can we significantly accelerate the reach of our offerings to banks for farm lending, but also enable financial institutions to make more informed decisions seamlessly by threading a single digital journey. This is a significant partnership for catering to our nation’s ambition for driving financial inclusion in rural areas, which can now be accelerated by bringing the best of FinTech and space-based applications together.”

This strategic alliance marks a significant step forward in reshaping the agricultural credit landscape. By embedding Earth intelligence into financial workflows, lenders can achieve superior visibility into farm productivity and borrower behaviour, mitigate default risks with early stress detection, and extend their services more effectively to underserved farming communities. At the same time, automation of verification processes and loan monitoring ensures faster, more reliable delivery of credit, enabling institutions to scale their reach while maintaining cost efficiency.