Perfios.ai launches GenAI platform for BFSI

By Vriti Gothi

Perfios.ai, a B2B SaaS TechFin, has launched its Generative AI-Powered Intelligence Stack for the Banking, Financial Services, and Insurance (BFSI) industry to achieve unprecedented efficiency and operational excellence.

At the heart of this transformative blueprint are four newly launched reference architecture solutions Compass™, Data Intelligence Bridge™, Prism™, and the Medical Insurance Claim Adjudication Solution™. Together, these solutions demonstrate the immediate, practical impact of Perfios’ generative AI vision, delivering context-aware automation, intelligent orchestration, and unified decision intelligence at every step of the financial services value chain.

Perfios’ Intelligence Stack promises to uplift traditionally legacy-bound operations by up to three times, leveraging AI systems that continuously learn, adapt, and optimise outcomes. Early internal adoption has already yielded a notable 40% productivity increase across Perfios teams, underscoring the transformative potential for clients across lending, banking, insurance, and allied sectors.

Backed by a dedicated team of over 30 data scientists and supported by cross-functional expertise spanning machine learning engineering, product development, and deep domain specialisation, Perfios has embedded sophisticated large language models (LLMs) and vision-language models (VLMs) throughout its stack. This integrated approach redefines digitisation intelligence, automates complex decision-making, enables frictionless workflow design, and unlocks critical insights enterprise-wide.

Sumit Nigam, Chief Technology Officer, said, Perfios.”Imagine a single, intelligent partner at every desk, ready to respond, reason, and recommend. Whether it’s a risk analyst evaluating loan eligibility, a relationship manager working to retain a high-value customer, or a trade finance officer reconciling mismatched artefacts, our GenAI Stack equips every function with instant, unified intelligence. Flip to insurance, where a claim verifier can instantly validate cooling periods or an adjudicator can trace diagnosis timelines and flag fraud risks in real time. With our GenAI Stack, we’re enabling decisive action and unlocking collective enterprise potential, one context-aware interaction at a time.”

Marking a decisive shift from incremental automation to enterprise-wide intelligence, Perfios’ GenAI Stack is engineered to operate seamlessly within the BFSI sector’s complex regulatory and operational frameworks. By combining domain-trained LLMs, Agentic AI, and human-in-the-loop design, the platform embeds intelligence directly within workflows from customer onboarding and underwriting to fraud prevention and insurance claims adjudication. Rather than simply layering AI over outdated processes, Perfios has reimagined entire operations, empowering institutions to evolve from reactive decision-making to proactive orchestration.

Key solutions include Compass™, a RAG platform for intuitive knowledge access and sharing; Data Intelligence Bridge™, an AI-driven digitisation and orchestration engine for complex document processing; Prism™, an API-first intelligence layer for secure generative AI integration; and the Medical Insurance Claim Adjudication Solution™, a specialised suite for advanced fraud detection and real-time claims risk analysis.

As a homegrown AI-first institution, Perfios continues to empower over 1,000 financial institutions in more than 18 markets with a suite of 75+ AI-driven products and services, underlining its commitment to driving digital transformation and customer-centric innovation at scale.

With this latest launch, Perfios reinforces its leadership in shaping the future of financial intelligence enabling institutions to deliver faster, sharper, and more reliable services in an increasingly data-driven, customer-first landscape.