Payroc to acquire BlueSnap to enhance cross-border payment

By Vriti Gothi

Payroc WorldAccess has acquired BlueSnap to deliver intelligent, customer-centric financial infrastructure at scale.

The transaction is expected to close in the third quarter of 2025, subject to regulatory approvals and customary closing conditions.

By integrating BlueSnap’s enterprise-grade orchestration technology with Payroc’s direct-connect acquiring network in the U.S., Canada and Puerto Rico, the combined platform will offer merchants, independent software vendors (ISVs), and embedded finance partners a powerful end-to-end solution for global payment acceptance and receivables management. The enhanced platform will support card-not-present and alternative payments in 47 countries, across more than 100 currencies and 36 local payment methods, all accessible through a single API. Intelligent routing and fraud prevention tools embedded within the system are designed to optimise authorisation rates and reduce the cost of cross-border transactions.

The acquisition also extends Payroc’s offering into advanced receivables automation, providing businesses with embedded invoicing, subscription billing and automated reconciliation capabilities. Real-time dashboards and configurable workflows will give finance teams greater visibility and control over billing and collections, improving cash flow and operational efficiency.

BlueSnap’s strong partner ecosystem, including integrations with leading ERP platforms and vertical-specific ISVs, complements Payroc’s existing capabilities and positions the combined entity as a trusted payments provider for high-growth enterprises operating globally. The platform will also deliver enhanced reporting, FX and dynamic currency conversion, routing optimisation and compliance tools to ensure secure and cost-effective processing in regulated markets.

Jim Oberman, Chief Executive Officer, Payroc, said, “Integrating BlueSnap’s orchestration layer with Payroc’s direct-connect network transforms our ability to serve merchants and ISVs at scale. This transaction dramatically expands our global footprint and the breadth of capabilities we can bring to our customers and partners. More importantly, we are impressed with the BlueSnap team. Our shared culture and vision align with Payroc’s ongoing commitment to deliver a more efficient, intelligent, and global payments experience.”

Henry Helgeson, Chief Executive Officer, BlueSnap, said, “Joining Payroc gives BlueSnap’s customers direct access to industry-leading acquiring relationships and a broader partner ecosystem. Together, we’ll empower businesses to scale payments both domestically and globally, automate receivables, and innovate faster than ever.”

Payroc was advised by Troutman Pepper, Locke, and White & Case LLP as legal counsel. BlueSnap was advised by TD Securities and William Blair as financial advisors, and Goodwin Procter LLP as legal counsel.