Paygentic secures $2m for AI payments platform

By Vriti Gothi

Paygentic has raised $2 million pre-seed funding round to expand its team, accelerate product development, and strengthen its payments infrastructure to meet the growing demands of the next generation of AI-driven enterprises.

The round was led by MiddleGame Ventures, a venture capital firm specialising in innovation across financial services, with participation from Anamcara Capital, Aperture, Alan Morgan (Chairman at Adfisco), and Angel Invest, among others.

Founded by Susan O’Neill and Samuel Alarco Cantos, Paygentic was created to solve a fundamental challenge for AI-native businesses: how to monetise dynamic, usage-driven products within the constraints of traditional billing systems. While many AI companies face fluctuating computation costs, they are often limited to fixed-fee SaaS pricing models that expose them to volatility and restrict their ability to capture value.

Paygentic’s platform provides the tooling and infrastructure to support hybrid, subscription, usage-based, and outcome-based billing models, enabling AI-native companies to monetise any billable metric or event. This innovation comes as the AI-native ecosystem continues to expand rapidly, with startups in the category surpassing $15 billion in annualised revenue.

Susan O’Neill, CEO and Co-founder of Paygentic, said, “We built Paygentic because we saw first-hand that traditional billing solutions break the moment things get complex. AI founders lack the flexible infrastructure needed to price and monetise their products effectively. Getting pricing right is critical for customer success in this extremely competitive market — and that’s exactly what Paygentic delivers. Our platform solves this by enabling AI companies to charge for what actually matters and scale as fast as they innovate.”

Designed for the speed and complexity of the AI era, Paygentic transforms agent actions from prompts to outcomes into measurable revenue. The platform brings together billing, payments, and pricing capabilities into a unified, agent-first stack that is fast to deploy, scalable, and tailored to how AI-powered products actually operate.

Since its inception earlier this year, Paygentic has operated in stealth mode, collaborating closely with a select group of early adopters. One such client, ChaseLabs, a provider of AI-powered Sales Development Representatives (SDRs), has already seen tangible benefits.