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OneID partners with credit reference agency AperiData

By Gloria Methri

January 05, 2024

  • Aperidata
  • Bank Verification Numbering
  • Credit Analysis

OneID, AperiData, Credit Refence Agency, digital ID verification, FinTech, UKDigital Identity Verification platform OneID has announced its partnership with premier credit reference agency AperiData.

The new partnership combines the bank-verified identification of OneID with the real-time consumer credit insights of AperiData that power instant, credit decisions.

“We are excited at the possibilities that will be unlocked for many sectors by working together to offer a powerful blend of AperiData’s real-time financial and risk insights with OneID’s innovative customer authentication capabilities,” said Stephen Ashworth – CEO, AperiData.

Both companies share the goal of creating simplicity and security for the customer, combining ID capabilities with the risk insights provided by open banking to enable customers to know the consumer and understand the consumer’s financial position.

Real-time identity checks combined with real-time affordability checks achieve exactly this, enabling lenders to make quick and fair decisions, giving both the company and consumer more confidence that they are making the right decision.

This type of collaboration is not just limited to income verification; it has widespread use cases, including automated direct debit set-up/reinstatement, enhanced employee screening process and ethical gambling.

Stuart Kempster – Chief Product Officer, OneID said, “A partnership with Aperidata is a natural fit for OneID. Bringing the power of bank-verified digital identity and AI-powered real-time credit analysis gives our joint customers a better way to support their customers with their credit decision-making. As a BCorp that aims to make the world a safer place, we are delighted to be working with a partner that holds similar value.”

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