Noah and Ledger partner to bridge fiat and stablecoins

By Vriti Gothi

Noah has partnered with Ledger to launch EUR and USD virtual accounts directly within the Ledger Wallet app, marking a major milestone in the evolution of digital finance.

This first-of-its-kind integration enables millions of Ledger users to receive salaries, remittances and everyday fiat payments directly into their wallets and instantly convert them to stablecoins, all within a single, secure and regulated environment. The collaboration represents Ledger’s first foray into payments and a significant step forward in Noah’s mission to build a truly borderless economy.

By embedding Noah’s payments infrastructure into the Ledger Wallet, users can now send and receive funds not only from their own accounts but also from employers, family, friends and businesses. This innovation turns the world’s most trusted self-custody platform into a seamless bridge between traditional and digital finance. If just 10% of last year’s $685 billion in global remittances were routed through stablecoin rails in this way, it could save senders and households over $2.3 billion in transaction costs, demonstrating the powerful impact of this collaboration.

Shah Ramezani, CEO and Founder of Noah, said, “By enabling EUR and USD virtual accounts inside Ledger Wallet, we’re setting money free for millions of people. This is about making digital payments accessible at scale, whether you’re paying salaries, sending money home, or converting funds instantly into stablecoins. The fact that transactions now settle in seconds instead of days is transformative.”

With stablecoin settlement volumes surpassing $4 trillion in the first half of 2025, exceeding those of Visa and Mastercard combined, the launch places Noah and Ledger at the centre of a global shift toward faster, cheaper and fairer financial systems. Noah’s regulated global API and hosted checkout solutions already power payments in over 70 countries and 50 currencies, while Ledger secures over 20% of the world’s digital assets and 27% of all dollar-denominated stablecoins. Together, the two companies are transforming how people and businesses access and move money, creating new use cases across payroll, remittances and real-time digital payments.

Jean-François Rochet, EVP of Consumer Services at Ledger, said, “Ledger Wallet is already the trusted platform for securely managing digital assets. With Noah, we’re taking the next leap, giving users regulated EUR and USD accounts built directly into the app, so they can move between traditional money and stablecoins instantly and with confidence. Noah brings the speed, flexibility and trust that match our own mission to make stablecoins mainstream, and between us, we continue to reshape how money moves globally.”