nCino completes FullCircl rebrand and launches nCino Identity Solutions

By Puja Sharma

nCino, Inc. has announced the rebrand of FullCircl, following its acquisition of the UK-based FinTech in 2024. The integration of FullCircl’s technology into nCino’s platform aims to expand capabilities in customer acquisition, onboarding, and in-life monitoring across risk and opportunity management.

As part of the rebrand, FullCircl’s technology has been consolidated into two offerings. Customer lifecycle management solutions will be embedded within the nCino Platform for financial institutions, while a standalone compliance suite has been launched as nCino Identity Solutions for FinTechs, payment providers, and other regulated businesses.

FullCircl’s existing applications, including SmartBanker, ProBanker, SmartOnboard and SmartBroker, will now operate under the nCino brand. These solutions provide financial institutions and insurers with tools to manage the customer lifecycle, strengthen regulatory compliance, and access critical customer information. Integration into the nCino ecosystem aims to streamline operations across commercial banking, consumer banking, and insurance.

nCino Identity Solutions focuses on compliance and verification for SME to mid-market FinTechs, payment providers, and regulated businesses. It includes:

• Know Your Customer (eKYC) with embedded workflow management
• Know Your Business (KYB) covering more than 160 jurisdictions
• Identity and age verification with real-time decisioning
• Screening for PEPs, sanctions, and adverse media
• Document verification with fraud detection
• Facial comparison technology for identity checks

Joaquín de Valenzuela, Managing Director of EMEA at nCino, said the rebrand allows the company to provide unified customer lifecycle management for banks and insurers while making compliance tools accessible to FinTechs, payment providers, and other regulated businesses.