myTU taps Visa Direct and Mastercard for real-time global payouts

By Vriti Gothi

myTU, the AI-native, cloud-first digital bank, has integrated Visa Direct and Mastercard Cross-Border Services into its core payments infrastructure to deliver secure, fast, and scalable cross-border payment solutions for the modern digital economy.

The new capabilities enable businesses and individuals to initiate real-time payouts — from payroll and insurance claims to gig-economy disbursements and refunds, directly to eligible Visa and Mastercard cardholders, as well as to bank accounts in supported regions worldwide. Transfers are processed around the clock, with many completed in under 30 minutes, reaching over 190 countries and supporting more than 160 currencies with integrated currency exchange for seamless transactions.

Amidst the rapidly expanding cross-border payments market,  projected to grow by 5% annually, with B2C segments such as payroll and contractor payouts forecast to accelerate at a robust 11.1% CAGR through 2032,  myTU’s enhanced payment rails position the bank at the forefront of digital transformation in global payouts. With the combined reach and technical capabilities of Visa Direct and Mastercard Cross-Border Services, myTU’s platform now supports international transfers of up to €20,000, empowering its diverse client base of consumer credit firms, marketplaces, and payment service providers to scale operations across borders with confidence and speed.

Commenting on the launch, Raman Korneu, Co-Founder and CEO at myTU, said, “This integration is a testament to our vision of building a next-generation payments infrastructure that enables partners to grow without limits. By leveraging our AI-native, fully automated systems, we guarantee operational resilience and scalability, while our lean approach allows us to deliver exceptional value to our clients. We’re committed to equipping businesses with the tools they need to compete and thrive globally.”

Security remains paramount in myTU’s cross-border payment ecosystem. Both Visa Direct and Mastercard Cross-Border Services bring robust, industry-leading fraud prevention measures, advanced tokenisation, and predictive analytics, ensuring real-time risk assessment and compliance so that funds reach recipients securely and reliably.

Looking ahead, myTU will continue to enhance its payments-as-a-service capabilities, expand its suite of real-time payout options, and cement its position as a trusted partner in global financial infrastructure. By combining speed, scale, and security on a single, AI-powered platform, myTU reaffirms its mission to transform how businesses and consumers move money across borders — simply, securely, and instantly.