MetaComp launches “Know Your Agent” Framework to govern AI in finance

By Aarav Garg

MetaComp has introduced a governance model for artificial intelligence in finance, launching what it describes as the first “Know Your Agent” (KYA) framework for AI systems operating in regulated financial services.

Unveiled at Money20/20 Asia in Bangkok, the framework sets out how AI agents should be identified, authorised and monitored when performing tasks such as payments, compliance checks and wealth management. The company said the framework is open for adoption by financial institutions, regulators and technology partners.

Ms Tin Pei Ling, Co-President, MetaComp said, “AI agents are already operating in financial services — initiating payments, making compliance decisions, managing portfolios. And yet there is no agreed standard for who those agents are, what they are permitted to do, or who is accountable when they act outside their mandate. KYA is our active contribution to establish that standard for regulated financial services. It governs agents across their full lifecycle — identity, authorisation, behaviour monitoring, and how they interact with each other — within a single architecture.”

The launch comes as the use of AI agents in finance accelerates, with firms increasingly deploying them to initiate transactions, assess risk and manage portfolios. However, governance remains uneven. Industry research suggests many organisations lack clear oversight structures, raising concerns around accountability and risk.

MetaComp’s KYA framework attempts to address these gaps by defining controls across an AI agent’s lifecycle. It includes identity verification linked to real-world entities, strict permission settings, continuous behavioural monitoring and full audit trails of activity. The framework also extends oversight to interactions between AI agents, aligning with principles similar to the Financial Action Task Force Travel Rule.

The initiative builds on Singapore’s broader push to regulate AI, including earlier work by the Infocomm Media Development Authority on cross-sector AI governance.

Alongside the framework, MetaComp also expanded its AgentX ecosystem, enabling developers to integrate regulated financial services into AI platforms.

The move highlights a growing industry focus on balancing innovation with control, as financial institutions explore how to safely deploy autonomous systems in critical operations.