martini.ai launches real-time AI-powered credit risk platform

By Vriti Gothi

martini.ai, an AI-powered credit risk analysis, has announced the launch of -time credit intelligence platform designed to assess risk in corporate lending.

The initiative represents an evolution of financial services, delivering unprecedented access to daily-updated credit ratings, comprehensive research, and interactive analysis tools for over 3.5 million public and private companies, all available instantly, with no login or paywall.

The platform is built to serve the needs of today’s dynamic credit environment, where macroeconomic shocks and geopolitical events can shift markets in an instant. Drawing on its ability to process over 600 billion predictions daily, martini.ai has reimagined credit intelligence from the ground up, leveraging artificial intelligence, real-time data processing, and agentic workflows to deliver transparency, speed, and depth in the credit sector.

The innovation is a finance-native AI research assistant, designed to meet the demands of analysts, underwriters, and investors alike. Known as Cursor for Credit, the assistant enables users to instantly explore any company, sector, or trend through a conversational interface that merges quantitative risk metrics with contextual insights. By combining real-time financial data, macroeconomic signals, and narrative analysis within a proprietary knowledge graph, the system delivers not only a snapshot of creditworthiness but the broader landscape that informs it.

The release marks a significant departure from legacy incumbents that continue to rely on closed systems. Martini.ai’s offering is designed to be inclusive, offering free access to credit professionals, corporate decision-makers, procurement leads, and even job seekers. For advanced users and institutions, premium tiers enable custom scenario modelling, portfolio-level risk simulation, credit limit automation, and seamless integration with internal workflows via APIs and data feeds.

The platform’s credibility is underpinned by rigorous testing and real-world application. In recent backtesting, 80% of corporate defaults were captured within the bottom 20% of martini.ai’s rated names. In institutional engagements, the platform provided early warnings of bankruptcies, an average of seven months in advance, a striking demonstration of predictive accuracy. This level of performance, combined with daily updates and explainable AI, positions martini.ai as a next-generation leader in the ratings and credit analytics space.

As financial institutions navigate increasingly complex credit landscapes, martini.ai stands at the forefront of this transformation, redefining what it means to be informed, agile, and empowered in the digital age of credit.

Rajiv Bhat, CEO of martini.ai, said, “Credit risk shouldn’t be locked behind a paywall. We’ve built the fastest, most accurate risk engine available, and now we’re giving everyone access. Whether you’re researching a company, an industry, or an entire portfolio, our platform empowers a new level of transparency and fairness in the credit markets.”