MANTL expands unified deposit and loan origination solutions platform

By Gloria Mathias

MANTL, a provider of account origination solutions, has announced that it is expanding its platform to support business and consumer loans.

By creating one seamless platform for loan and deposit origination, MANTL will help banks and credit unions supercharge growth, make real-time cross-sell opportunities, improve customer and employee experience, and benefit from underwriting automation and enhanced back-office efficiency.

MANTL Loan Origination will simplify each step in the loan process, ensuring a smooth, high-quality experience across a variety of loan types, from personal loans to business financing. The MANTL platform streamlines the collection of borrower information and automates up to 100% of loan application decisions to optimise the loan account opening process for precision, speed, and scale. MANTL Loan Origination will drive loan growth and increase conversion rates, guiding bankers and borrowers from loan application through funding in under three minutes. With full digital signing, documentation management, and real-time financing, loans will be seamlessly booked into the core.

Benjamin Conant, co-founder and Chief Technology Officer at MANTL, said, “We are building the world’s first relationship banking platform that pairs intuitive user experiences with unmatched automation to drive deeper customer relationships and transformational business outcomes. By integrating deposit and loan origination within a unified platform, we are creating the comprehensive infrastructure our customers need to manage relationships holistically and effectively. The synergy between deposit and loan origination unlocks new possibilities for superior automation and customer experience.”

MANTL entered the loan origination market in early 2024 by launching a digital Small Business Administration (SBA) loan application built in partnership with Grasshopper Bank.

“As a fully digital bank, Grasshopper is proud to lead the way in meeting the evolving needs of business clients. Our long-standing partnership with MANTL has enabled us to establish client relationships the right way—through seamless, secure, and user-friendly onboarding experiences,” said Pete Chapman, Chief Technology Officer at Grasshopper Bank. “Expanding this approach to the traditional SBA loan process was a natural next step, and we’re excited to collaborate with MANTL to bring the same level of innovation, simplicity, and efficiency to small business lending nationwide.”