Mambu scales international payments network for Banks & FinTech

By Vriti Gothi

Amsterdam-based cloud banking platform Mambu has expanded its payments hub into new markets across EMEA, Latin America, and Asia-Pacific, following a sharp rise in transaction volumes driven by growing adoption among banks and FinTechs.

The company reported a sevenfold year-on-year increase in payments processed in 2025, reflecting rising demand from financial institutions managing multiple payment schemes and regulatory environments. The expansion signals Mambu’s broader push to position payments as a core component of its cloud-native banking infrastructure strategy.

Originally focused on core banking, Mambu has spent more than 15 years supporting financial institutions in building and scaling digital financial services. Its payments hub, an API-first platform offering straight-through processing, orchestration, liquidity management, and reconciliation, has already been deployed by institutions including Western Union, BCB Group, Flowe, and Spendesk.

The platform provides fully managed connectivity to local and global payment schemes and enables composable workflows, allowing institutions to centralise operations, reduce manual processing, and onboard new partners or schemes more quickly. Mambu said institutions can accelerate time-to-market by up to six times when expanding into new payment networks.

The move comes as financial institutions face increasing complexity in payments infrastructure, driven by real-time settlement, regional regulatory requirements, and the coexistence of multiple domestic and cross-border schemes.

“Payments are becoming more global and more local, more interconnected and more fragmented, and now move in real time,” said Edouard Mandon, Vice President of Payments at Mambu. “We have expanded our payments hub to give institutions access to local schemes while maintaining a consistent integration and operational experience.”

The company is also expanding connectivity to major global payment rails, including emerging real-time and next-generation networks, as part of its international growth strategy.

Leon Stevens, Vice President for EMEA at Mambu, said payments are becoming central to the firm’s product direction. “Payments are now a cornerstone of our strategy as we help institutions navigate the industry’s growing complexity and modernise infrastructure across the banking stack.”