HMBradley debuts credit card that adapts to spending habits
By Pavithra R
HMBradley, the digital banking platform built to reward savers, has announced the arrival of new HMBradley rewards credit card, offering consumers 3% cashback for purchases in their highest spending category, 2% for the next highest, and 1% for all additional charges every month.
The card automatically adapts to how customers spend their money and removes the constraints of typical rewards cards. The card is issued by Hatch Bank and is also available through the company’s One-Click Credit approval process.
HMBradley has also introduced its new full-featured mobile app, which is built on a comprehensive digital banking experience and allows customers to create savings plans to develop healthy financial habits, opt into HMBradley’s One-Click Credit, and send and receive money from anywhere. The app makes it simple for users to manage or lock/unlock their cards on the go, open a new credit card and add it to Apple Wallet, and more. The app is available in Apple App Store and Google Play Store.
“We created HMBradley to provide a better way for people to bank; every aspect was designed with their needs and concerns in mind. The HMBradley Credit Card takes all of the guesswork out of rewards so that consumers can use it however and whenever they want. Similarly, we made it just as easy to bank via mobile as it is over a laptop or desktop with an experience we feel is superior to other traditional banking options,” said Zach Bruhnke, co-founder and CEO of HMBradley
The new HMBradley Credit Card expands HMBradley’s core banking offering with rewards credit card that allows users to earn cashback on purchases in their monthly spending category and boost accountholders’ Savings Tiers on their HMBradley Deposit Accounts. Its 3-2-1 reward structure automatically adapts to how customers choose to spend their money; it does not lock them into spending in any particular categories or require complicated calculations or formulas to determine how many points are earned. It pays higher cashback rates based on their top spending categories.
HMBradley cards are available for Deposit Account Customers who opt-in via the company’s One-Click Credit offering, which enables customers to click a single button in their “Credit Offers” dashboard to claim their credit offers.
Founded in 2018, HMBradley deposit accounts are opened at Hatch Bank, Member FDIC. The bank makes use of multi-factor authentication to standard data encryption for customer information security. Its’s Mastercard debit card is protected by Mastercard’s Zero Liability Protection.
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