German BNPL provider Tilta goes live on Mambu

By Gloria Methri

Berlin-based FinTech Tilta has announced the successful launch of its greenfield lending solution on Mambu’s cloud banking platform. Powered by Mambu, Tilta can enhance the payment experience for B2B merchants and their end customers, while closing the working capital gap on eCommerce marketplaces.

Tilta provides a white-label, embedded purchase finance infrastructure for eCommerce marketplaces. Its solution features a range of payment options, including Buy Now, Pay Later (BNPL), which are available to customers during checkout. Tilta’s revenue-share model helps marketplaces to earn on every financed transaction and to increase their margin.

Mambu’s cloud-native banking and financial services platform enable Tilta to bring solutions to market faster, drive down cost barriers, and allow ecosystems to expand through its API-driven approach.

Julian Förster, Head of Growth at Tilta said, “We implemented Mambu from the start in a greenfield environment, and the initial set-up took only six to eight weeks. Many Tilta team members worked with Mambu in previous roles, so we knew the solution could improve our speed-to-market. Mambu’s agility and high level of support are crucial for our success, and we not only have a world-class platform in Mambu but a trusted partner.”

Unlike many BNPL providers that only use publicly available credit data, Tilta incorporates customer relationship data in its credit decisioning processes to ensure high financing limits.

Scott Wilson, Regional VP EMEA at Mambu said, “There is a growing appetite for seamless payment methods during the B2B purchasing experience. As consumer behaviour shifts, many are rethinking credit decisioning and how to best capture key customer data points. By offering BNPL as a payment method, among others, Tilta is improving the marketplace experience for an increasing number of eCommerce buyers and sellers. On Mambu’s robust cloud banking technology, the FinTech can scale its offerings without limitation.”

In the second phase, Tilta is focused on geographic expansion to support merchants that sell to customers worldwide. eCommerce has no borders, and with a cloud banking platform that supports financial experiences in over 65 countries, Mambu will provide the infrastructure to support Tilta’s growth.