Galoy unveils Lana to offer Bitcoin-backed lending for banks

By Gloria Methri

Galoy, the provider of Bitcoin-native banking infrastructure, has introduced Lana, a new lending platform designed to help banks unlock the potential of digital asset-backed lending. Tailored for challenger and community banks, Lana makes it easier to offer fiat loans secured by bitcoin collateral.

With demand for Bitcoin-backed loans surging, Lana provides a secure, efficient, and regulatory-compliant solution that enables banks of any size to enter the market quickly. Built for flexibility and speed, the platform allows financial institutions to provide customers with liquidity without requiring them to sell their Bitcoin holdings.

Bitcoin-backed lending offers lower risk and greater liquidity for banks compared to conventional loans. Lana simplifies the operational complexities involved in digital asset-backed lending, including loan origination, approval workflows, interest calculations, margin calls, and liquidation management—ensuring a streamlined and reliable experience for both banks and borrowers.

Lana significantly reduces time-to-market for Bitcoin-backed lending, enabling banks to launch in just weeks rather than months or years. This allows financial institutions to diversify their lending portfolios while benefiting from better interest rate margins compared to traditional mortgage or consumer loans.

By offering bitcoin-backed loans, banks empower their customers to access liquidity without selling their bitcoin, helping borrowers avoid capital gains taxes while maintaining long-term exposure to bitcoin’s growth potential. This win-win approach not only supports modern clients seeking innovative financial solutions but also contributes to broader Bitcoin adoption in the banking sector.

Lana integrates effortlessly with core banking systems, cryptocurrency custodians, and exchanges, ensuring compatibility with the existing financial ecosystem. The platform automates critical processes like collateral management and liquidation, simplifying operations while allowing banks to tailor compliance and risk management strategies.

Designed to meet rigorous regulatory standards, Lana provides a fully auditable and scalable solution, positioning banks to lead in the rapidly evolving landscape of digital asset lending.

“Lana equips banks with the tools to offer bitcoin-backed loans confidently and efficiently, creating new opportunities for growth while meeting evolving client needs,” said Nicolas Burtey, Founder at Galoy. “We are proud to introduce a platform that supports financial institutions in navigating the future of banking.”