Fraudio appoints payments veteran Robert Kraal to board

By Milan Rojan

Fraudio has appointed Robert Kraal, the former chief operating officer of Adyen and co-founder of Silverflow, to its board of directors, as the fraud and transaction risk intelligence company continues to position itself for growth in payment processing.

Fraudio said Kraal will join as an independent director and bring experience in card acquiring, payment infrastructure and scaling fintech businesses. Kraal previously worked at Bibit, an early global payment service provider later acquired by Worldpay, before helping to build and expand Adyen and Silverflow.

João Moura, Founder and CEO of Fraudio, said, “Our whole model runs on the network effect, so our commercial growth relies on expanding our data footprint while bringing in the operational weight to scale. Having Robert join our board immediately accelerates our network’s momentum, making our real-time risk scoring sharper for every connected provider. Robert isn’t on our board for the show. His guidance elevates our decision-making as we expand our network and build for where payment rails are heading, which is towards cloud-native, real-time, and API-first.”

The company said the appointment comes as it looks to deepen its data network and broaden adoption of its real-time fraud detection platform among acquirers, payment service providers and processors. Fraudio described its model as network-driven, saying that more connected customers can improve the system’s fraud scoring and risk insights.

Robert Kraal, Independent Director at Fraudio and co-founder of Silverflow, said, “Throughout my career scaling global payments infrastructure, I’ve seen how traditional, rigid fraud rules struggle to handle modern distributed networks. My decision to join the board is based on watching Fraudio perform against today’s fast-paced, evolving fraud landscape. The platform’s ability to turn interconnected data into real-time fraud prevention is exactly where the industry needs to go, and I look forward to helping the team navigate their next phase of global growth.”

Fraudio said the board appointment will help guide its next phase of growth as payment networks become more distributed and real-time risk decisions become more important for financial institutions and payment processors.