Fiserv to launch FIUSD digital dollar for faster, safer payments

By Vriti Gothi

Fiserv Inc., a payments FinTech company, is planning to launch FIUSD, a stablecoin and digital asset platform designed to seamlessly integrate into existing financial institutions and merchant ecosystems.

FIUSD will be embedded into Fiserv’s cloud-native infrastructure, with full rollout expected by year-end 2025.

Fiserv’s commitment is to shape the future of money movement by bridging traditional financial services with blockchain innovation without disrupting institutional trust, regulatory standards, or customer experience.

The FIUSD platform enables banks and financial institutions to offer secure, always-on digital asset capabilities via a scalable, API-driven architecture. Built for interoperability and rapid deployment, FIUSD will be accessible through Fiserv’s global network of over 10,000 financial institutions and six million merchants, processing over 90 billion transactions annually.

FIUSD is being developed with Paxos and Circle Internet Group, Inc., digital asset infrastructure providers. The stablecoin will initially be available via the Solana blockchain, which is widely recognised for its speed and reliability in enterprise-grade tokenised transactions. Future iterations may also explore deposit token models, ensuring capital efficiency for banks while preserving stablecoin benefits.

In line with Fiserv’s vision of enabling finance without compromising trust or oversight, FIUSD will be offered at no additional cost through existing Fiserv platforms, including Experience Digital, Commercial Centre, and the Finxact core banking system. Delivered through an easy-to-integrate SDK, the solution will incorporate built-in compliance capabilities such as fraud detection, risk controls, settlement monitoring, and regulatory reporting.

This approach allows financial institutions to maintain complete ownership of the customer journey while expanding their product offerings with 24/7 programmable digital money.

Looking ahead, Fiserv plans to expand the FIUSD platform to support broader use cases ranging from real-time treasury management and cross-border settlement to programmable disbursements and financial inclusion initiatives. The company is also in active discussions with global banking partners to explore tokenised deposit structures and enhanced interoperability frameworks.

Takis Georgakopoulos, chief operating officer, Fiserv, said, “Through our privileged position as a trusted infrastructure provider to financial institutions, merchants, and their customers worldwide, we are relentlessly focused on delivering state-of-the-art innovation, efficiency, and choice to all of our partners. With our scale, reach, and technology leadership, Fiserv is uniquely positioned to advance stablecoin-powered payments and help democratise access to blockchain financial services. Together with our other cloud-native banking and merchant platforms, we believe FIUSD will provide our clients with the efficiency and optionality they need to thrive in the evolving banking and payments ecosystem.”

Walter Hessert, head of strategy at Paxos, said, “Paxos is excited to partner with Fiserv to power FIUSD with our proven, globally regulated stablecoin issuance and payments platform. As the most regulated stablecoin provider with a proven track record at enterprise scale, our industry-leading platform, combined with Fiserv’s extensive network, will enable instant, borderless, and compliant payment solutions for banks and institutions worldwide. This partnership demonstrates how Paxos’s stablecoin infrastructure is becoming the foundation for modern financial services, advancing our shared mission to deliver open, compliant digital financial tools to institutions and users everywhere.”