FINQY®️launches ‘Test My Card’ to transform the credit card market

By Gloria Mathias

India’s FINQY®️, an innovative FinTech solution, has announced the launch of Test My Card, a platform created to help consumers make informed decisions about credit cards. It offers intelligent recommendations that match their spending patterns, income, and creditworthiness.

Unlike traditional comparison tools, Test My Card puts the user in the driver’s seat. It uses advanced Machine Learning (ML) and data analytics to provide tailored credit card recommendations. The platform diligently evaluates a user’s financial profile, including spending habits, income, and credit score, to arrive at suggestions of the most suitable credit card options, giving the user full control over their financial decisions.

If one is seeking to upgrade their existing credit cards, Test My Card simplifies the process by assessing current card features and presenting alternatives with better benefits. The platform helps users maximise rewards and perks while optimising costs, making credit card selection and upgrades easy and hassle-free.

Key Features of Test My Card:

• Personalised Recommendations: Credit card suggestions tailored to a customer’s credit history and lifestyle goals are offered for evaluation.
• Rewards & Features Comparison: Test My Card compares multiple cards based on their joining/annual fee, rewards points, shopping discounts, and perks like travel benefits, airport lounge access and concierge services. These perks are tailored to your spending habits and financial goals, ensuring you get the most out of your credit card.
• Financial Empowerment: Test My Card helps you manage your spending more effectively and unlock better financial opportunities; it also provides guidance on how to use your credit card to improve your credit score. This feature is particularly beneficial for those looking to build or repair their credit history.
• Seamless Application: Applying for new cards or card upgrades is seamless with Test My Card. An intelligent algorithm works behind the scenes to help you shortlist the card you pre-qualify for and takes you directly to the bank’s website to complete your card application.

“At FINQY®️, we believe in simplifying personal finance for one and all. Test My Card embodies this philosophy by empowering users to make informed financial decisions. It’s not just a tool—it’s a partner in building financial stability and achieving long-term goals,” said Manish Aggarwal, CEO and Founder of FINQY®️.