FinBox secures $40m to expand AI credit platforms globally

By Vriti Gothi

FinBox has raised $40 million in a Series B round led by WestBridge Capital, with continued support from existing investors A91 Partners and Aditya Birla Ventures. The investment is a step in  FinBox’s mission to transform digital lending infrastructure for the next billion Indians while taking its AI-driven platforms to global markets.

The fundraiser comes at a time when India’s digital lending sector is undergoing rapid transformation, driven by rising demand for frictionless, technology-first financial services. FinBox sits at the heart of this evolution, powering intelligent credit decisioning, loan origination, and seamless delivery for over 130 clients worldwide including marquee names such as HDFC Bank, Kotak Mahindra Bank, Tata Capital, Poonawalla Fincorp, Aditya Birla Capital, and Muthoot Fincorp.

Founded in 2017 by Rajat, Anant, Nikhil and Srijan, FinBox has recorded consistent 100% year-on-year growth across its product verticals, which span the entire credit value chain. Its modular platforms including the AI-native Sentinel BRE and Prism Partnership Lending Stack enable lenders to digitise and scale operations, while its data and API suite (BankConnect, DeviceConnect and KYC APIs) provides real-time risk intelligence. With fresh capital, FinBox will accelerate innovation in agentic AI workflows and fraud intelligence, deepen its digital lending stack, and expand its footprint beyond India.

“This funding marks an important milestone in our journey to redefine credit infrastructure and intelligence for the next decade,” said the FinBox founding team Rajat, Anant, Nikhil & Srijan. “With the trust of our customers and the backing of our investors, we are committed to building a global-scale FinTech infrastructure company that is made in India. Our mission is to empower lenders to source better, underwrite faster, fight fraud more effectively, and extend fairer, more accessible credit to millions. We will continue to deepen our digital lending stack, launch new products, and expand internationally while staying true to our vision of creating sustainable, world-class financial infrastructure from India for the world.”

Deepak Ramineedi, Partner at WestBridge Capital, said, “FinBox has established itself as a product-first platform that addresses critical gaps in India’s credit ecosystem. Their modular architecture, data intelligence, and embedded applications create a strong foundation for scalable digital lending. We believe FinBox is well positioned towards becoming an integral layer of India’s evolving digital credit infrastructure, and we are excited to partner with them in their next phase of growth.”