Decentro integrates with Banking Connect to simplify payment workflows

By Aarav Garg

Decentro has integrated with Banking Connect, a netbanking payment framework offered by NPCI Bharat BillPay Ltd., aimed to simplify payment workflows while maintaining security and compliance for high-value transactions.

India’s digital payments market is expected to grow significantly, and through this move, Decentro aims to address infrastructure gaps that have historically limited netbanking experiences, especially for larger transactions.

Banking Connect is designed to standardise netbanking payment flows across participating banks. Through the integration, Decentro will enable businesses to access these capabilities via its developer-focused platform.

“We’re building a technology layer that enables businesses to run scalable and efficient payment workflows without the complexity of banking integrations,” said Pratik Daudkhane, Co-founder of Decentro “Banking Connect through Decentro enables organisations of all sizes to prepare for scalable, standardised high-value payment operations.”

The company is preparing to roll out features including pre-built APIs to accelerate onboarding, along with tools for reconciliation, reporting and transaction tracking. Its platform is also aligned with regulatory requirements and supports flexible payment journeys, including desktop-initiated and mobile-authorised transactions.

“We’re seeing strong demand for more streamlined and standardised netbanking workflows for high-value transactions,” said Rohit Taneja, Founder & CEO of Decentro. “With Banking Connect enabled via NPCI Bharat BillPay Ltd and delivered through Decentro’s APIs and orchestration layer, businesses can simplify complex banking integrations while maintaining compliance and operational control. We are ready to bring this capability to market.”

Decentro said the integration is intended to simplify fragmented banking systems and reduce authentication and operational challenges. The platform is focused on sectors such as financial services, education, technology platforms and B2B commerce, particularly for high-value use cases.