Curlec & Seedflex strengthen businesses in Malaysia with PAYS Advance
By Gloria Mathias
Curlec by Razorpay, Malaysia’s FinTech payment gateway and Seedflex Technologies (Seedflex), Singapore’s FinTech lending provider, have announced their official partnership to enable seamless access to “Pay-As-You-Sell Advance” (PAYS Advance) for emerging entrepreneurs in Malaysia.
Curlec merchants in Malaysia can access Seedflex’s PAYS Advance solution by registering interest to receive approval with zero activation costs instantly, with funds deposited in less than 48 hours.
PAYS Advance is a market-first product offering merchants a dynamic credit solution that automatically adjusts based on future revenue projections and conveniently pays back the advance as a fractional deduction from future sales. Cashless merchants can access up to 10 weeks of sales as an advance and repay the credit via automated deductions from future transaction settlements with Curlec.
Additionally, PAYS Advance is a Shariah-compliant financing solution with no long forms to fill out, a transparent one-time, flat fee, and, unlike traditional lending products, no late fees, interest charges or other hidden fees of any kind. It is designed to make access to credit as simple, straightforward and hassle-free as possible for merchants.
“Seedflex is a like-minded partner after our true heart to serve the underserved and provide innovative financial solutions to burgeoning entrepreneurs,” said Zac Liew, CEO and Co-founder of Curlec. “Partnering with Seedflex was a perfect alignment, and we’re excited to see how PAYS Advance can enable and empower our merchant base to take their businesses to the next level and achieve dreams that they never previously thought possible.”
“We’re thrilled to team up with Curlec because of their strong reputation and focus on customer-led innovation in payments,” said Ritwik Ghosh, CEO and Co-founder of Seedflex. “We’re passionate about helping underdog entrepreneurs succeed and believe every merchant deserves a fair chance and the right to access credit. We can’t wait to help Curlec merchants in Malaysia flourish and continue innovating new products that will give them the best opportunity to win.”
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