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Cross River expands card issuing with American Express

By Edlyn Cardoza

October 27, 2022

  • American Express
  • API
  • Compliance

Cross River Bank, Embedded Financial Solutions, American Express, Credit Cards, International Payment Rails, API, Compliance, USACross River Bank, a technology infrastructure provider that offers embedded financial solutions, announced a new collaboration with American Express that allows the technology infrastructure provider to issue credit cards on behalf of FinTechs on the American Express network.

“Collaborating with American Express enables Cross River to provide additional optionality for our partners and their consumers,” said Gilles Gade, Founder, President and CEO of Cross River. “Our expanded payments and technology infrastructure increases efficiency and the scalability that our partners have come to expect.”

The addition of the American Express network provides FinTechs with access to select American Express benefits, along with enhanced value and a seamless experience when issuing with Cross River.

“We’re thrilled to add the American Express network to our comprehensive suite of payment services,” stated Adam Goller, EVP and Head of FinTech Banking. “This collaboration allows us to offer our partners and their customers access to a broader payment ecosystem and expanded optionality backed by Cross River’s compliant infrastructure. The brand strength of the American Express network within the fintech landscape is already strong and we look forward to building on that by pairing it with Cross River’s own brand.”

Cross River’s comprehensive, one-stop-shop platform provides access to international payment rails, core infrastructure and a robust compliance framework. Its API-driven technology and banking solutions are both customized and streamlined, giving partners the flexibility to manage costs, efficiency, and latency as it relates to their operations. In turn, partners can better integrate advanced payment solutions into their own environments for more rapid innovation.

“With Cross River, we can offer more ways for fintechs to launch payment solutions on the American Express network,” said William Stredwick, Senior Vice President and General Manager, Global Network Services North America, American Express. “We selected Cross River for their full suite of products and services, and we look forward to working with them to help fintechs innovate on our network.”

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