CredAble, Citi partner to digitise trade finance controls

By Vriti Gothi

CredAble and Citi have entered into a global technology partnership aimed at strengthening digital trade finance controls and improving post-disbursement invoice validation across multiple markets.

Announced on January 6, 2026, the collaboration integrates a white-labelled solution developed by CredAble into Citi’s digital trade loan workflows. The platform adds a verification layer to Citi’s trade finance processes, reflecting broader industry efforts to reduce operational risk, enhance transparency, and modernise working capital infrastructure.

At a time when global supply chains are becoming increasingly complex and regulatory scrutiny of trade finance is intensifying, invoice-level validation has emerged as a critical control mechanism. Manual checks and fragmented systems have historically contributed to delays, exceptions, and fraud risks. The CredAble-powered solution is designed to address these challenges by validating invoices against government-backed digital public infrastructure, checking more than 10 key data points, including invoice numbers, values, dates, and logistics information.

The platform enables a single, unified digital flow from invoice submission to verification for corporates and their suppliers, reducing manual follow-ups and improving audit readiness. By improving the quality and consistency of financed invoices, the solution is expected to support faster and more predictable capital flows across Citi’s trade finance portfolio.

For Citi, the partnership aligns with its strategy of embedding technology-led controls into trade and working capital solutions without disrupting existing client workflows. The platform offers a consolidated administrative view for corporate clients, while providing a simplified and intuitive experience for suppliers.

“This partnership goes beyond product innovation. It reflects our joint vision of making trade finance smarter, more secure, and aligned with the digital expectations of global businesses,” said Ram Kewalramani, Co-founder and Managing Director of CredAble. “We are proud to be Citi’s FinTech partner and elevate the standard for invoice verification and supplier financing.”

The platform has been engineered to meet Citi’s global compliance and risk standards, with flexibility to adapt to evolving regulatory requirements across jurisdictions. The launch underscores a wider trend in the trade finance sector, where banks are increasingly partnering with FinTech firms to accelerate digitisation while maintaining robust governance and control frameworks.

By focusing on invoice-level transparency and real-time verification, the CredAble–Citi partnership represents a step toward more resilient, data-driven trade finance infrastructure for enterprises operating in global supply chains.