Confirmo secures Irish payment licence to expand EU stablecoin services

By Vriti Gothi

Confirmo has received authorisation as a Payment Institution from the Central Bank of Ireland, positioning the firm among a limited group of stablecoin payment providers in Europe with dual regulatory approval ahead of the bloc’s incoming crypto compliance deadline.

The licence, granted under Ireland’s Payment Services Regulations 2018, enables Confirmo’s Irish entity to execute regulated payment transactions, including stablecoin payments, across the European market. This builds on the company’s earlier approval as a Crypto-Asset Service Provider under the EU’s Markets in Crypto-Assets Regulation framework in December 2025.

With both licences in place, Confirmo can operate as a fully authorised provider of stablecoin-based payment services across all 27 EU member states under passporting rules. The milestone comes ahead of MiCA’s transitional deadline on 1 July 2026, after which non-compliant crypto payment firms may be forced to halt operations within the region.

The regulatory shift is expected to accelerate consolidation in Europe’s crypto payments sector, as businesses seek compliant partners to mitigate operational and legal risks tied to cross-border transactions. Stablecoins, often pegged to fiat currencies, are increasingly being adopted for their ability to combine price stability with the speed and efficiency of blockchain-based settlement.

Anna Štrébl, CEO of Confirmo Group, said, “Confirmo has spent more than 12 years building crypto payment infrastructure, and our dual-authorisation by the Central Bank of Ireland marks the next chapter in that journey. We are now a fully regulated European platform purpose-built for enterprise-scale stablecoin payments. This comes at a key moment, as 1 July 2026 will separate the market into two groups: providers that are fully licensed and those that aren’t. The window for businesses to ensure their payment rails are fully compliant is narrowing fast, and we built Confirmo to be the partner that businesses can depend on when it matters most”

The company’s Irish entity will serve as its European operational hub, offering regulated infrastructure for businesses to send, receive and settle payments in stablecoins, alongside fiat conversion and reporting capabilities.

The development underscores a broader shift in the FinTech landscape, where regulatory alignment is emerging as a key competitive differentiator in digital asset payments, particularly as institutional adoption of stablecoins continues to grow.