AP Government in association with NPCI and Canara Bank bring UPI payments to villages
By Edil Corneille
Government of Andhra Pradesh in association with National Payment Corporation of India (NPCI) and Canara Bank, has announced the accessibility of Unified Payments Interface (UPI) payments to 15,004 Village Secretariats and Ward Secretariats in the state. The aim is to promote financial inclusion and the provision of access to digital payments to hinterlands. Hon’ble Chief Minister of Andhra Pradesh Y.S Jaganmohan Reddy launched the initiative with the objective to pave the way for customers to experience easy, safe, and instant payment mode of UPI for daily transactions. With the introduction of QR Code, UPI is expected to empower thousands of villagers with digital payments.
Hon’ble Chief Minister of Andhra Pradesh said, “…We look forward to launch digital payments in other geographies as well in the near future and redefine digital payments in Andhra Pradesh. In lieu of the Aatmanirbhar Bharat Abhiyan, this milestone will ensure customers are less dependent on cash – embarking on a behavioural change towards adopting digital payments. I strongly believe that this crucial event will stand the testimony of time and go down in the annals of history as a sincere endeavor by the state to promote financial inclusion.”
After filing a request to perform a UPI transaction, a pop QR code on the computer screen will be translated on the computer screen present in the Village Secretariats and Ward Secretariats. Customers can scan the UPI QR code through any UPI enabled application on their mobile devices and authenticate the payment. A transaction confirmation message on the registered mobile number will be received. Additionally, a Digital Assistant is also designated by the AP government.
LV Prabhakar, MD & CEO of Canara Bank said, “Canara Bank has always remained in the forefront in implementation of digital initiatives in tune with the “Digital India” campaign. The Government of Andhra Pradesh in its visionary mission of digitizing the government payments has announced this dream project, which is aimed to extend digital payment facility to the common man of the state. Canara Bank being a premier Bank in the state has come forward to collaborate in this farsighted initiative of the Government of Andhra Pradesh and to provide UPI QR Code based payment system at more than 15000 Gram and Ward Secretariats (GSWS) in the state…”
Dilip Asbe, MD & CEO, NPCI said, “…We believe, equipping rural India with digital infrastructure and technology will create last mile penetration and help in the evolution of the digital payments space. UPI has been the beacon of hope to promote financial inclusivity in the country and has garnered tremendous momentum especially during the pandemic- 149 crore transactions, a record- breaking number, was undertaken in the month of July alone. Recently, we also launched UPI Autopay, a first of its kind facility to provide an additional layer of convenience to the users. We, at NPCI constantly strive towards creating a robust network of payments and work towards achieving the dream of Digital Bharat.”
The initiative is expected to reduce the time spent by villagers waiting in long queues when it comes to their financial needs. The introduction of digital payments will mitigate the usage of cash for the rural population. NPCI’s flagship product UPI allows users to transfer money on a real-time basis, across multiple bank accounts without revealing details of one’s bank account to the other party.
ALSO, READ: NETC FASTag crosses 86 million transactions in July 2020
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