AccessPay taps PayPoint to enhance payment fraud controls

AccessPay has partnered with PayPoint to integrate PayPoint’s Confirmation of Payee (CoP) capability into its payments automation platform, in a move aimed at strengthening fraud and error prevention for corporate finance teams.

The collaboration comes amid continued concern over authorised push payment (APP) fraud, with £258 million reported lost in the first half of 2025 alone. Against that backdrop, the addition of CoP also known as Account Name Verification (ANV) is intended to provide organisations with an added layer of control when initiating payments.

CoP checks the accuracy of payee details before funds are sent, helping to ensure that the account name matches the intended recipient. The control can be deployed at the point of payee onboarding, during payment file creation, or at both stages of the workflow. By embedding this capability directly within its platform, AccessPay aims to reduce the risk of misdirected payments, fraud exposure and the operational burden associated with payment recalls and exception handling.

PayPoint’s CoP infrastructure is designed to support high-volume corporate use cases, including payroll processing, supplier payment runs and seasonal transaction spikes. The service offers multiple integration options, including APIs, a user interface and bulk processing, enabling organisations at different stages of digital maturity to incorporate account verification into existing processes.

Strategically, the integration reflects a broader industry shift towards embedding preventative controls directly into payment infrastructure rather than relying on post-transaction monitoring. For treasury and finance leaders, particularly those overseeing complex bank connectivity environments, integrating verification at source is increasingly viewed as a core component of operational resilience.

The partnership also underscores AccessPay’s effort to expand its ecosystem of third-party services around its bank integration platform, positioning it as a central layer in the digital transformation of the Office of the CFO. By combining connectivity, automation and embedded verification, the two companies are seeking to address both the security and efficiency pressures facing corporate payment operations.