FPT AI Factory, InFlow, Visa partner for AI-driven payments

By Aarav Garg

FPT AI Factory, a Vietnam-based technology provider, has partnered with InFlow and Visa to launch an agent-native commerce platform designed to support autonomous AI-driven transactions and payments.

The collaboration reflects growing interest in what the companies describe as “B2AI commerce”, where AI agents can independently research, procure and pay for services with minimal human intervention. The platform combines AI infrastructure, payment capabilities and automated transaction workflows into a single system intended to support machine-to-machine commercial activity.

Under the partnership, InFlow will provide the commerce infrastructure enabling AI agents and businesses to transact programmatically, while Visa Intelligent Commerce will supply payment credentials and settlement capabilities to support authenticated and auditable transactions. FPT AI Factory will provide the AI inference layer, enabling agents to access computing resources, interact with AI models and execute high-frequency API requests.

The initiative highlights how FinTech and payments firms are increasingly exploring the commercial role of autonomous AI agents. Rather than serving solely as productivity tools, AI agents are beginning to function as active participants in digital commerce ecosystems, capable of managing procurement workflows, selecting services and initiating payments automatically within defined policy frameworks.

According to the companies, the platform allows AI agents to dynamically select AI models based on cost, latency and performance requirements while maintaining continuous workflows for onboarding, payment and execution. The infrastructure is designed to support uninterrupted machine-driven operations across AI service environments.

FPT AI Factory said its platform provides access to a range of AI models and GPU cloud infrastructure powered by advanced NVIDIA systems. The broader partnership also reflects increasing convergence between artificial intelligence, digital payments and cloud infrastructure as firms seek to build new financial and commercial frameworks around autonomous software agents and programmable transactions.